About us
Where we know how to help you choose great insurance!
Welcome to Dcruz Agency, LLC, your trusted independent insurance agency serving clients across New Jersey, Pennsylvania, and Connecticut with offices in Hightstown NJ, East Brunswick NJ, and Morrisville PA. Since our inception, we have dedicated ourselves to providing expert advice and quality service to our clients.
At Dcruz Agency, we represent more than 20 leading local and national insurance carriers, allowing us to offer highly tailored solutions that meet your unique coverage needs at competitive rates. Our diverse range of services includes auto insurance, home insurance, life insurance, business insurance, and more.
Our team is composed of highly experienced and knowledgeable professionals, including agents, producers, and a dedicated service team, all committed to ensuring you receive the best possible insurance coverage. We pride ourselves on our core values of integrity, excellence, communication, and community involvement, as we strive to build long-term relationships with our clients.
Whether you are looking for personal insurance solutions or commercial coverage, we are here to assist you every step of the way. Our mission is to provide you with the highest level of service and support, ensuring that you are well-informed about your options.
Experience the Dcruz difference-where your insurance needs come first!
What our clients are saying
"This was my first time working with an agency in a long time. I had a lot of questions and they were all answered professionally and with an eye towards finding the best value proposition. Esvin and Erick were trusted partners to help me get the best deal for me and my family. Thanks so much!"
"Excelent service and communication."
"Esvin is the best. I had a great experience working with him.Hes very friendly. He took care of everything . I recommend Dcruz agency services. Thank you! "
"Excelente servicio las atenciones muy amables"
"Sindy es una persona muy profesional "
"Tuve una muy buena experiencia cambiando mi seguro de carro gracias an Allan. Fue de mucha ayuda y me explic todo con detalle y el proceso fue rpido y fcil. Muchas gracias an Allan. "
"DCruz Agency was recommended to me by a friend who used branch in East Brunswick. We called their Hightstown Branch on the phone and asked if we could come down to talk about new policies. They said come right down and we were lucky enough to meet Ray. Ray reviewed our policies and came up with options- he recommended that we go home and review the information. We did and we could not believe the savings that we get by going with one of the companies recommended. Everything was seamless. Ray was very responsive to our questions via a phone call or email. We highly recommend DCruz agency."
"Allan fue una gran persona se lo recomiendo mucho. Muy eficiente y responsable. Me ayudo con el seguro de mi carro y casa. Muy buenas atenciones."
"Excelente atencin y tiene buen conocimiento, me gui muy bien para que yo pudiera tomar la decisin para aceptar la propuesta del seguro, estoy contenta"
"I was recommended by a friend to meet with Dcruz Agency if I was looking to shop around for insurance. I had Home, Auto and an Umbrella policy with the same company for 33 years but recently moved so I initially used my existing carrier. When I got a $500 increase in auto I decided that it was time to test the market. We met with Raymer in the Hightstown office and he was friendly, professional and very knowledgeable about the insurance market. Within a few minutes he was able to compare our current policies against several others and we saved nearly $2,000 switching to a well known, publicly traded company. This was well above my expectations and I highly recommend Raymer and Dcruz Agency if you are looking for home and auto insurance."
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Personal and Commercial Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
Request an automobile insurance quoteAn independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Request a business insurance quoteGet multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Request a homeowners insurance quoteIf a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
Request a cyber liability quoteAn independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.
Request an umbrella insurance quoteRestaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.
Request a restaurant insurance quoteStates we serve
- Connecticut
- New Jersey
- Pennsylvania
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Flood
- Home
- Identity Fraud
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV / Motorhome
- Renters
- Snowmobile
- Special Event
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Bonds
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Life & Annuities coverage
- Life
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
Recommended insurance company partners
Other companies we work with:
AAA, Allstate, Berkshire Hathaway GUARD Insurance Company, Bristol West Insurance Company, Builders & Tradesmen's Insurance (BTIS), CRC Group, Farmers Insurance Company, GEICO, Hagerty, Hiscox Ins Co Inc., National General Insurance (GMAC), Next Insurance, Pie Insurance, Plymouth Rock Assurance Corp, Propeller Bonds, Wright FloodDcruz Agency Team
Dcruz Agency Reviews
Customer Reviews
This was my first time working with an agency in a long time. I had a lot of questions and they were all answered professionally and with an eye towards finding the best value proposition. Esvin and Erick were trusted partners to help me get the best deal for me and my family. Thanks so much!
Excelent service and communication.
Esvin is the best. I had a great experience working with him.Hes very friendly. He took care of everything . I recommend Dcruz agency services. Thank you!
Excelente servicio las atenciones muy amables
Sindy es una persona muy profesional
Tuve una muy buena experiencia cambiando mi seguro de carro gracias an Allan. Fue de mucha ayuda y me explic todo con detalle y el proceso fue rpido y fcil. Muchas gracias an Allan.
DCruz Agency was recommended to me by a friend who used branch in East Brunswick. We called their Hightstown Branch on the phone and asked if we could come down to talk about new policies. They said come right down and we were lucky enough to meet Ray. Ray reviewed our policies and came up with options- he recommended that we go home and review the information. We did and we could not believe the savings that we get by going with one of the companies recommended. Everything was seamless. Ray was very responsive to our questions via a phone call or email. We highly recommend DCruz agency.
Allan fue una gran persona se lo recomiendo mucho. Muy eficiente y responsable. Me ayudo con el seguro de mi carro y casa. Muy buenas atenciones.
Excelente atencin y tiene buen conocimiento, me gui muy bien para que yo pudiera tomar la decisin para aceptar la propuesta del seguro, estoy contenta
I was recommended by a friend to meet with Dcruz Agency if I was looking to shop around for insurance. I had Home, Auto and an Umbrella policy with the same company for 33 years but recently moved so I initially used my existing carrier. When I got a $500 increase in auto I decided that it was time to test the market. We met with Raymer in the Hightstown office and he was friendly, professional and very knowledgeable about the insurance market. Within a few minutes he was able to compare our current policies against several others and we saved nearly $2,000 switching to a well known, publicly traded company. This was well above my expectations and I highly recommend Raymer and Dcruz Agency if you are looking for home and auto insurance.
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.
