About us
Where we know how to help you choose great insurance!
Welcome to Dcruz Agency, LLC, your trusted independent insurance agency serving clients across New Jersey, Pennsylvania, and Connecticut with offices in Hightstown NJ, East Brunswick NJ, and Morrisville PA. Since our inception, we have dedicated ourselves to providing expert advice and quality service to our clients.
At Dcruz Agency, we represent more than 20 leading local and national insurance carriers, allowing us to offer highly tailored solutions that meet your unique coverage needs at competitive rates. Our diverse range of services includes auto insurance, home insurance, life insurance, business insurance, and more.
Our team is composed of highly experienced and knowledgeable professionals, including agents, producers, and a dedicated service team, all committed to ensuring you receive the best possible insurance coverage. We pride ourselves on our core values of integrity, excellence, communication, and community involvement, as we strive to build long-term relationships with our clients.
Whether you are looking for personal insurance solutions or commercial coverage, we are here to assist you every step of the way. Our mission is to provide you with the highest level of service and support, ensuring that you are well-informed about your options.
Experience the Dcruz difference-where your insurance needs come first!
What our clients are saying
"Sindy Pelaez did a great job helping us to compare insurance plans. She was a good listener, efficient and helpful. Sindy helped us navigate the details for our purchase of home, auto and umbrella policies."
"Muy buena muy buen servicio"
"The Dcruz agency helped me find the best policy for my new car by checking prices from several companies. The savings, without lowering my coverage, of over $700 per year. This is auto insurance for a 2025 Nissan Murano. "
"Muy buen servicio con el seor Juan"
"Before anything I like to talk about the service I received from Mr. Allan Moncata, this young man displayed real customer service at its best. When shopping for home insurance, it can be pretty challenging. Allan may me feel very relaxed and I just knew, after realizing the knowledge, Patience, and the calmness this young man displayed I felt at ease. Thanks to Dcruz Agency that provided a good policy and an affordable price I was able to cancel an insurance co. That took me for Thousands of dollars in a several years and when I needed help, a technically help them say NO to a repair. But I'm grateful or I wouldn't have met Mr. Moncata. I hope Dcruz Agency considers Mr. Allan Moncata an assets. I can go on, Being a homeowner for 24 years, I strongly don't have any hesitation recommending Dcruz Agency for your home insurance need. Again Thank You and a big Thank You to Mr. Allan Moncata from the heart. Steven & Margarita"
"Personas muy amables y dan un excelente servicio !!! Serviciales "
"Excelente servicio "
"We reached out to Dcruz for our home insurance. Mr. Juan Hernandez handled our query. He is very professional and a good listener. He responded and answered all our queries patiently and added the requests to our policy. We are thankful to Juan and DCruz for taking care of our request. "
"Very good service in home insurance and car insurance"
"Juan fue muy amable conmigo y respetuoso, l responde a todas las dudas y preguntas que tengas con el seguro de tu carro. "
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Personal and Commercial Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
Request an automobile insurance quoteAn independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Request a business insurance quoteGet multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Request a homeowners insurance quoteIf a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
Request a cyber liability quoteAn independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.
Request an umbrella insurance quoteRestaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.
Request a restaurant insurance quoteStates we serve
- Connecticut
- New Jersey
- Pennsylvania
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Flood
- Home
- Identity Fraud
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV / Motorhome
- Renters
- Snowmobile
- Special Event
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Bonds
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Life & Annuities coverage
- Life
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
Recommended insurance company partners
Other companies we work with:
AAA, Allstate, Berkshire Hathaway GUARD Insurance Company, Bristol West Insurance Company, Builders & Tradesmen's Insurance (BTIS), CRC Group, Farmers Insurance Company, GEICO, Hagerty, Hiscox Ins Co Inc., National General Insurance (GMAC), Next Insurance, Pie Insurance, Plymouth Rock Assurance Corp, Propeller Bonds, Wright FloodDcruz Agency Team
Dcruz Agency Reviews
Customer Reviews
Sindy Pelaez did a great job helping us to compare insurance plans. She was a good listener, efficient and helpful. Sindy helped us navigate the details for our purchase of home, auto and umbrella policies.
Muy buena muy buen servicio
The Dcruz agency helped me find the best policy for my new car by checking prices from several companies. The savings, without lowering my coverage, of over $700 per year. This is auto insurance for a 2025 Nissan Murano.
Muy buen servicio con el seor Juan
Before anything I like to talk about the service I received from Mr. Allan Moncata, this young man displayed real customer service at its best. When shopping for home insurance, it can be pretty challenging. Allan may me feel very relaxed and I just knew, after realizing the knowledge, Patience, and the calmness this young man displayed I felt at ease. Thanks to Dcruz Agency that provided a good policy and an affordable price I was able to cancel an insurance co. That took me for Thousands of dollars in a several years and when I needed help, a technically help them say NO to a repair. But I'm grateful or I wouldn't have met Mr. Moncata. I hope Dcruz Agency considers Mr. Allan Moncata an assets. I can go on, Being a homeowner for 24 years, I strongly don't have any hesitation recommending Dcruz Agency for your home insurance need. Again Thank You and a big Thank You to Mr. Allan Moncata from the heart. Steven & Margarita
Personas muy amables y dan un excelente servicio !!! Serviciales
Excelente servicio
We reached out to Dcruz for our home insurance. Mr. Juan Hernandez handled our query. He is very professional and a good listener. He responded and answered all our queries patiently and added the requests to our policy. We are thankful to Juan and DCruz for taking care of our request.
Very good service in home insurance and car insurance
Juan fue muy amable conmigo y respetuoso, l responde a todas las dudas y preguntas que tengas con el seguro de tu carro.
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.
