B.A. LAZARO INSURANCE
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B.A. LAZARO INSURANCE

Independent Insurance Agent in Carmichael, CA

About us

Customer service & Industry Excellence

B.A. Lazaro Insurance Services, established in October 2016, is an independent insurance agency built on a foundation of exceptional customer service and industry expertise. We specialize in both personal lines insurance and commercial lines insurance, serving local families, individuals, and small businesses with customized coverage solutions designed to protect what matters most.

We proudly offer a full range of personal insurance products, including auto insurance, high-risk auto insurance, and non-standard auto policies, as well as commercial insurance solutions for business owners. Our agency actively engages with the community through ongoing outreach initiatives, allowing us to continually refine our services and deliver an outstanding client experience.

We provide fast auto insurance quotes-often in just minutes-and are available by phone seven days a week until midnight. Our team can insure drivers with DUIs, multiple violations, prior accidents, or even without a driver's license, ensuring accessible and reliable coverage options for all drivers.


Personal and Commercial Lines insurance professionals

Ask me about these types of insurance...

Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

States we serve

  • California

Our insurance coverages

Personal insurance coverage

  • ATV
  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Earthquake
  • Farm
  • Flood
  • Health
  • Home
  • Identity Fraud
  • Landlord
  • Mobile Home
  • Motorcycle
  • Other
  • Personal Watercraft
  • Pet
  • RV / Motorhome
  • Renters
  • Short-Term / Sharing
  • Snowmobile
  • Special Event
  • Travel Trailer
  • Umbrella
  • Vacant Land
  • Valuable Items

Business insurance coverage

  • Accident & Health
  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Directors & Officers
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Agriculture, Forestry, Fishing and Hunting
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Mining, Quarrying, and Oil and Gas Extraction
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
  • Transportation and Warehousing
  • Utilities
  • Wholesale Trade

B.A. LAZARO INSURANCE Team

Bryden Lazaro - Owner
Bryden Lazaro
Owner
(916) 234-5514

B.A. LAZARO INSURANCE Reviews

Average based on 2 reviews Leave a review

Customer Reviews

January 19, 2026

I've had an excellent experience with Blas and his insurance company. From the very beginning, he was professional, knowledgeable, and genuinely committed to helping me find the best coverage for my needs. He took the time to explain everything clearly and made the entire process stress free and smooth. What really stood out was his responsiveness and willingness to go the extra mile, whether it was answering questions, updating my policy, or providing support when I needed it most. It's rare to find someone so trustworthy and dedicated in this industry. If you're looking for personalized, reliable insurance services, I highly recommend Blas. You'll be in great hands! Weve been with him for a few years and will continue to be with him.

January 19, 2026

....They are all great....great company.... Luis by far, is my favorite.....He's verrrry patient,....just super kind ....goes out of his way to help....makes things. Alot less stressful....good guy man...don't have anything bad to say.

Our Commitment to Transparent and Trustworthy Reviews

We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.

B.A. LAZARO INSURANCE

Customer service & Industry Excellence