About us
At American Stride Insurance, LLC, we are proud to build on a long-standing tradition of trust, service, and integrity. Continuing the legacy of Universal-Underwriters and Keystone-Sills Insurance, our independent insurance agency brings decades of experience delivering thoughtful, customized insurance solutions for individuals, families, and businesses.
With offices in Independence, KY, and Lexington, KY, and licensing across Kentucky, Ohio, Indiana, Tennessee, Florida, North Carolina, Texas, and, New Jersey, Pennsylvania, American Stride Insurance, LLC is committed to empowering our clients with confidence and clarity. We believe insurance should support your future, not complicate it-and we're here to simplify the process, advocate on your behalf, and stand with you every step of the way.
We specialize in a full range of personal insurance, commercial insurance, and life insurance options designed to protect what matters most. From auto, home, umbrella, and specialty personal insurance to comprehensive business insurance solutions such as non-profits, religious organizations, commercial property, general liability, workers' compensation, and business auto insurance, our team works diligently to match coverage with your unique needs and goals. We also offer life insurance solutions to help safeguard your family's financial future and provide long-term peace of mind.
As an independent insurance agency, we offer the advantage of choice. We partner with multiple respected insurance carriers, allowing us to shop coverage options and design policies that balance protection, flexibility, and value. Our clients benefit from clear guidance, transparent communication, and reliable support-whether navigating personal coverage decisions or managing complex commercial risks.
What our clients are saying
"Great service, have been my insurance company for many many years."
"We've been with this group for over twenty years. They have always treated us right. Thank you!"
"Randy & Kelley have been really helpful with all our insurance needs. I would recommenc them to anyone."
"Good friendly people "
"Friendly, accessible customer service. "
"Friendly, accessible customer service. "
"When our insurance cost was rising,American Stride Insurance reviewed our policy and helped us lower our premium. We didn't even contact them. They contacted us!!! We still have Safeco Insurance and the same coverage. Just lower cost!! "
"Gadis and Tim both worked tirelessly to complete our homeowners insurance payment, keeping me informed and reassured."
"Excellent Customer Service. Very Professional. Great attention to detail. "
"The lady was so sweet, and helped me so much! It turned out that I needed the call the insurance company, because she was unable to make changes in my insurance since I didn't come to her in the first place. However, she let me use her phone to call the company, and literally explained everything they said to me. THANK YOU!!!! "
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Personal and Commercial Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
Request an automobile insurance quoteAn independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Request a business insurance quoteGet multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Request a homeowners insurance quoteIf a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
Request a cyber liability quoteAn independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.
Request an umbrella insurance quoteRestaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.
Request a restaurant insurance quoteStates we serve
- Florida
- Kentucky
- New Jersey
- North Carolina
- Ohio
- Tennessee
- Texas
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Farm
- Flood
- Home
- Identity Fraud
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV / Motorhome
- Renters
- Short-Term / Sharing
- Snowmobile
- Special Event
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Life & Annuities coverage
- Annuities
- Disability Income
- Life
- Long Term Care
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Mining, Quarrying, and Oil and Gas Extraction
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Utilities
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
American Strategic Insurance, Arlington Roe, Auto Owners Insurance, Auto-Owners Insurance Company, Banner Life, Brotherhood Mutual Insurance, CNA, CNA Surety, CRC Group, Grange Insurance, K&K Insurance Group, Kentucky Employers Mutual Insurance, National General Insurance (GMAC), Southern Mutual Church Insurance Company, Southern Mutual Insurance Company, TAPCO, TrexisAmerican Stride Insurance Team
American Stride Insurance Reviews
Customer Reviews
Great service, have been my insurance company for many many years.
We've been with this group for over twenty years. They have always treated us right. Thank you!
Randy & Kelley have been really helpful with all our insurance needs. I would recommenc them to anyone.
Good friendly people
Friendly, accessible customer service.
Friendly, accessible customer service.
When our insurance cost was rising,American Stride Insurance reviewed our policy and helped us lower our premium. We didn't even contact them. They contacted us!!! We still have Safeco Insurance and the same coverage. Just lower cost!!
Gadis and Tim both worked tirelessly to complete our homeowners insurance payment, keeping me informed and reassured.
Excellent Customer Service. Very Professional. Great attention to detail.
The lady was so sweet, and helped me so much! It turned out that I needed the call the insurance company, because she was unable to make changes in my insurance since I didn't come to her in the first place. However, she let me use her phone to call the company, and literally explained everything they said to me. THANK YOU!!!!
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.
