About us
Since 2000, AA Lares Insurance Services, Inc. has been committed to protecting individuals, families, and businesses with comprehensive insurance solutions tailored to their unique needs. As a family‑owned, independent insurance agency based in Orange and Anaheim, California, we pride ourselves on providing trusted guidance, exceptional service, and access to a wide range of insurance carriers, giving you more choices, greater value, and stronger protection.
Our team takes a collaborative, client‑focused approach to help you navigate the complex world of insurance with confidence. Whether you're searching for affordable personal insurance, reliable commercial insurance, or long‑term life insurance coverage, we work closely with you to design a policy that fits your goals, lifestyle, and budget.
With decades of industry experience, partnerships with top‑rated insurance companies, and a commitment to transparency and education, we make it easy to understand your options and secure the coverage that matters most. From home and auto to business, trucking, living benefits, and more, we're here to protect what you've built and the people you love.
At AA Lares Insurance Services, we believe insurance should be simple, accessible, and personalized. We're honored to serve communities across California, Nevada, Arizona, Oregon, Washington, and Texas, and we look forward to protecting you for years to come.

Personal and Commercial Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
Request an automobile insurance quoteAn independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Request a business insurance quoteGet multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Request a homeowners insurance quoteIf a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
Request a cyber liability quoteAn independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.
Request an umbrella insurance quoteRestaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.
Request a restaurant insurance quoteStates we serve
- California
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Farm
- Flood
- Health
- Home
- Identity Fraud
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV / Motorhome
- Renters
- Short-Term / Sharing
- Snowmobile
- Special Event
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Accident & Health
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Life & Annuities coverage
- Annuities
- Disability Income
- Life
- Long Term Care
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Mining, Quarrying, and Oil and Gas Extraction
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Utilities
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
AmTrust Financial, Appalachian Underwriters, Arrowhead General Insurance, Bristol West Insurance Company, Chubb, Employers Compensation Insurance Company, Endurance Insurance, First American P&C Insurance Company, First Connect Insurance, GeoVera, Hagerty, Hull & Company, Infinity Insurance Company, Mercury Insurance Group, MexiPass, National General Insurance (GMAC), Neptune Flood, Pacific Life, Pacific Specialty, Palomar Specialty Insurance, Penn Mutual, Transamerica, United States Liab, Wright FloodAA Lares Insurance Services, Inc. Team
AA Lares Insurance Services, Inc. Reviews
Customer Reviews
I'm one of the rare ones to leave reviews, but the ladies are knowledgeable, so enthusiastic, and kind. Great service, truly remarkable!
Ive had my cars insured with Alares for more than 15 years, and Ive always had a very kind and professional experience. Denysse was in charge of helping me out with my last insured vehicle, 5 stars to her! Thank you, Denysse!
I have been with the Lares team for years and have always had a great experience. They are always so friendly and very helpful. The BEST!
My existing insurance company cancelled my home policy for no reason I can discern. A very stressful time was ended when I spoke to Adrianna. She was empathetic, knowledgeable, and very helpful. Thank you, Adriana!
My existing insurance company cancelled my home policy for no reason I can discern. A very stressful time was ended when I spoke to Adrianna. She was empathetic, knowledgeable, and very helpful. Thank you, Adriana!
Denysse Garcia was both efficient and professional when she processed my auto insurance coverage. She returned my calls in a timely manner and kept me informed on the status of my policy acceptance. Would recommend both AA Lares and Denysse for all of your insurance needs.
I was having trouble finding insurance for a short term rental property I was purchasing in San Diego. It was getting close to closing and I needed insurance after another company I was working with dropped the ball. When I called Lares Insurance Services, Ilyas Mohammed took on my search for insurance. He was able to find me a policy when other brokers I called could not. Ilyas was professional and got the policy in place in a timely manner so I was able to move forward in closing on the property
Had a really great experience with Cesar on getting a new home and auto loan. He was very attentive and responsive throughout the whole process. And best of all, he was able to get me a cheaper plan. Thanks, Cesar.
I had a successful and informative experience working with this office to get auto insurance. Adriana was a wonderful, thorough source of information. She offered a kind, friendly, and understanding demeanor. She was also very patient, and she was not pushy ot rude as other agents had been from other companies earlier that day. It was a delight to work with her.
Cesar worked hard to find me someone who would insure my mobile home against flood. He put the time and effort into it and I appreciate his efforts.
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.