About us
Cedar River Insurance is a trusted Independent Insurance Agency dedicated to providing personalized insurance solutions for individuals, families, and businesses across Michigan. As an independent agency, we partner with a wide range of top‑rated insurance carriers, allowing us to offer the best coverage options, competitive pricing, and exceptional customer service. Our independent status gives you the freedom to choose the insurance carrier and policy that truly fits your needs-because we work for you, not the insurance companies.
Serving Okemos and Communities Throughout Michigan
Our mission is to educate and support the Okemos community and clients throughout Michigan by offering clear guidance on Commercial Insurance, Personal Insurance, and Life Insurance options. We take time to understand your unique situation and provide a tailored assessment to help you select the insurance package that aligns with your goals and budget.
Comprehensive Insurance Solutions
Whether you're seeking Business Insurance, Home Insurance, Auto Insurance, Life Insurance, or specialized coverage, our team makes the process simple. With just one call, we compare rates and policies from multiple reputable carriers to ensure you receive the strongest protection at the best value.
Your Advocate When It Matters Most
Our experienced professionals act as your dedicated liaison in the event of a claim-guiding you through every step and advocating on your behalf. At Cedar River Insurance, our priority is building long‑term relationships through honesty, reliability, and one‑on‑one service.
Experience the Cedar River Difference
We're committed to making every interaction positive, informative, and personalized. Our #1 goal is to deliver an outstanding client experience while helping you protect what matters most-your business, your home, your family, and your future.
What our clients are saying
"I've had the pleasure of working with all of the people at Cedar River and I've enjoyed each of them! Great service all round for everything, personal, business, car, nothing could be better! Thanks for the YEARS of great service!"
"Katie Krick is the best! She explained coverages in more depth than anyone else. She was extremely helpful in finding the coverages I needed while staying within budget. I definitely recommend having Katie review your current insurance and/or talking to Katie if you are in need of a new policy. You won't be disappointed with her dedication to excellent service!"
"Kayla was the best! She had us enrolled in a new auto and renters insurance policy so quickly. It was stress free and we got more than we asked for with insurance at an even lower rate than we have been paying at our old insurance company. We didnt do any work to sing up she did it ALL. I cant say thank you enough for her knowledge and quick and responses to us. The best!"
"Great communication from the team. Andrea and Staci have always been very responsive and helpful with getting the lowest rates. Thank you!"
"Andrea got me a quote for bundled home and auto in under 24 hours. The process was seamless and painless. Great customer service!"
"Cedar River takes care of my business and personal insurance and has always done a fantastic job. They have many different options and are always helpful when i call with questions. Highly Reccomended."
"Had a great experience with the Cedar River team. I had a unique situation to solve and their years of experience definitely made the difference. Everything was explained fully and any question I had was answered quickly and professionally. Highly recommend getting a quote for all of your insurance needs."
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Personal Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
Request an automobile insurance quoteGet multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Request a homeowners insurance quoteAn independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.
Request an umbrella insurance quoteOur independent insurance agents will find you the right insurance for your farm that covers everything you need.
Request a farm insurance quoteStates we serve
- Michigan
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Farm
- Flood
- Health
- Home
- Identity Fraud
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV / Motorhome
- Renters
- Short-Term / Sharing
- Snowmobile
- Special Event
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Accident & Health
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Life & Annuities coverage
- Annuities
- Disability Income
- Life
- Long Term Care
Recommended insurance company partners
Other companies we work with:
Auto Owners Insurance, CitizensCEDAR RIVER INS AGCY Reviews
Customer Reviews
I've had the pleasure of working with all of the people at Cedar River and I've enjoyed each of them! Great service all round for everything, personal, business, car, nothing could be better! Thanks for the YEARS of great service!
Katie Krick is the best! She explained coverages in more depth than anyone else. She was extremely helpful in finding the coverages I needed while staying within budget. I definitely recommend having Katie review your current insurance and/or talking to Katie if you are in need of a new policy. You won't be disappointed with her dedication to excellent service!
Kayla was the best! She had us enrolled in a new auto and renters insurance policy so quickly. It was stress free and we got more than we asked for with insurance at an even lower rate than we have been paying at our old insurance company. We didnt do any work to sing up she did it ALL. I cant say thank you enough for her knowledge and quick and responses to us. The best!
Great communication from the team. Andrea and Staci have always been very responsive and helpful with getting the lowest rates. Thank you!
Andrea got me a quote for bundled home and auto in under 24 hours. The process was seamless and painless. Great customer service!
Cedar River takes care of my business and personal insurance and has always done a fantastic job. They have many different options and are always helpful when i call with questions. Highly Reccomended.
Had a great experience with the Cedar River team. I had a unique situation to solve and their years of experience definitely made the difference. Everything was explained fully and any question I had was answered quickly and professionally. Highly recommend getting a quote for all of your insurance needs.
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.
