A recommended local independent insurance agency, with elite-level expertise, is here to assist you with your insurance needs. Your protection is their priority. Recommended Local Agency
Amerus Insurance Group
  • Business
  • Home
  • Auto
  • Life

Amerus Insurance Group

Independent Insurance Agent in Lakeland, FL

About us

An agency you can trust




Amerus Insurance Group is a family-owned, full-service insurance agency based in Lakeland, Florida, serving individuals, families, and businesses across the country. We believe insurance should feel clear, personal, and trustworthy-not confusing or pushy. That's why we focus on education first, helping you understand your options and choose coverage that truly fits your life, your budget, and your goals.


Our team brings decades of real-world experience across multiple lines of insurance, including Health (individual and family plans), Medicare (Advantage, Supplements, and Part D guidance), Life Insurance (term, permanent, and living benefits), Group Benefits for employers, and Property & Casualty solutions such as Auto, Homeowners, Renters, and Business coverage. Whether you're protecting a growing family, planning for retirement, or building a company, we tailor recommendations to your needs-not a one-size-fits-all script.


What makes Amerus different is our commitment to relationships and responsiveness. We're not here only at the point of sale-we're here when life changes, when a claim happens, when you have questions, and when it's time to review your coverage. We work with a broad network of highly rated carriers so we can shop the market, compare value, and find the right balance of protection and price.


At Amerus Insurance Group, our mission is simple: deliver honest advice, dependable service, and coverage you can feel confident about. If you're looking for an agency that treats you like a person-not a policy number-we'd be honored to help protect what matters most.





Personal and Commercial Lines insurance professionals

Ask me about these types of insurance...

Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.

Request an automobile insurance quote

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

Request a homeowners insurance quote

Our independent insurance agents are here to help you find the best life insurance that will take care of those you leave behind.

Request a life insurance quote

An annuity is an investment product issued by an insurance company that provides you with guaranteed periodic payments in return for your initial investment.

Request a annuities quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

States we serve

  • Alabama
  • Arizona
  • Florida
  • Georgia
  • Indiana
  • Kentucky
  • Missouri
  • North Carolina
  • Ohio
  • Oklahoma
  • South Carolina
  • Tennessee
  • Texas

Our insurance coverages

Personal insurance coverage

  • ATV
  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Earthquake
  • Farm
  • Flood
  • Health
  • Home
  • Identity Fraud
  • Landlord
  • Mobile Home
  • Motorcycle
  • Other
  • Personal Watercraft
  • Pet
  • RV / Motorhome
  • Renters
  • Short-Term / Sharing
  • Snowmobile
  • Special Event
  • Travel Trailer
  • Umbrella
  • Vacant Land
  • Valuable Items

Business insurance coverage

  • Accident & Health
  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Directors & Officers
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Life & Annuities coverage

  • Annuities
  • Disability Income
  • Life
  • Long Term Care

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Agriculture, Forestry, Fishing and Hunting
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Mining, Quarrying, and Oil and Gas Extraction
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
  • Transportation and Warehousing
  • Utilities
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:

AIG Insurance Company, Advantage Workers Compensation Insurance Company, Aetna, Allianz Life of North America, Allstate, Ambetter, Americo Insurance Company, Ameritas, AssuranceAmerica Insurance, Assurant, Assurity Life, Athene, Attune, Bankers Fidelity Life, Berkshire Hathaway Automotive Insurance Company, Berkshire Hathaway GUARD Insurance Company, Berkshire Hathaway Insurance Company, Blue Cross Blue Shield, Burns & Wilcox, CNA, CNA Surety, Cabrillo Coastal, Chubb, Church Mutual Insurance Company, Cigna, Citizens, Coterie Insurance, CoverWallet, Dairyland Insurance Company, Delta Dental, Elephant, F&G Life, Family First Life, Florida Workers Compensation Insurance, Foresters, GAINSCO Auto Insurance, GEICO, Gerber Life, Hiscox Ins Co Inc., Humana, Illinois Mutual Life, John Hancock, Manhattan Life Insurance Company, Midland National Life, National Life Group, SBLI, Swyfft Insurance, Symetra Life Insurance, TAPCO, The Baltimore Life, The General, The Hartford, Tower Group Companies, Transamerica, United Healthcare, biBERK

Amerus Insurance Group Team

Timothy Baggett - Owner
Timothy Baggett
Owner
(863) 336-2302
Matthew Noe - Agent
Matthew Noe
Agent

Amerus Insurance Group Reviews

Average based on 5 reviews Leave a review

Customer Reviews

March 6, 2026

I would highly recommend Ashley to any of my family or friends! She made everything go very smooth and we were finished in less than 10 minutes once we started the process!

March 4, 2026

I had an amazing experience getting my life insurance policy. Brett Noe was patient, explained everything clearly, and helped me find the best plan for my family. Highly recommend!

March 4, 2026

Excellent auto insurance agency with knowledgeable, friendly staff. They helped me find the best coverage at a fair price and provided clear, helpful guidance throughout.

March 4, 2026

Ashley Noe is an amazing insurance agentknowledgeable, responsive, and genuinely caring. She can make the whole process simple and stress-free. Highly recommend!

March 4, 2026

I absolutely 100% trust Amerus Financial for getting me the best I insurance coverage year after year. This year I have been working with Ashley Noe and have gotten the best coverage and rates! If you need coverage and rates give them a call.

Our Commitment to Transparent and Trustworthy Reviews

We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.

RECOMMENDED INSURANCE COMPANY PARTNERS

Amerus Insurance Group

An agency you can trust

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