About us
Your Award-Winning Independent Insurance Agency on Merritt Island, FL
For more than 45 years, the Turner family has been a trusted name in insurance on Merritt Island. Turner Florida Insurance Inc. is a locally owned, independent agency dedicated to protecting families, homeowners, and businesses throughout Brevard County. As an independent agency, we partner with top-rated carriers to offer customized coverage, competitive pricing, and the personal service our community has relied on since 1978.
Voted "Best on Merritt Island" four years in a row (2022-2025), we take pride in providing exceptional client service built on integrity, responsiveness, and long-term relationships.
Whether you need coverage for your home, auto, flood, business, or personal assets, we're here to help you make confident decisions with clear guidance and trusted expertise.
Why Choose Turner Florida Insurance?
• 45+ years of trusted family insurance experience
• Award-winning service - Best on Merritt Island 2022-2025
• Independent agency with access to multiple carriers
• Local experts in coastal, flood, and Florida-specific coverage
• Personalized support for policy reviews and claims
Insurance We Offer
Home, Condo, Auto, Motorcycle, Flood, Wind/Coastal, Business/Commercial, Umbrella, and High-Value Personal Lines
We proudly serve Merritt Island and the surrounding Brevard County communities, including Cocoa Beach, Cape Canaveral, Rockledge, Viera, and Melbourne. Our mission is to protect what matters most with quality coverage and a relationship-driven approach.
What our clients are saying
"Great price Referred here by a friend, submitted a short message on the website, and they got right back to me. They linked my insurance account to see my current plan and boom, three quotes right away! Becky even called me the same day, asked a few questions, and somehow came back with three more quotes that were EVEN LOWER! She caught things on my current policy that I didnt need, found additional savings, and Im still insured with the same company, with better insurance than I had!!!!!!!!!!! I used to do the whole call around to insurance companies song and dance every 6 months sitting on hold forever, talking to someone overseas, getting a price I liked only for them to mess something up so it never actually stuck. Becky went unbelievably above and beyond. Im genuinely blown away. Im saving $85 a month on three vehicles from one email, all handled within just a few hours. Absolutely amazing. I will refer everyone!"
"Becky Cude helped us with getting new home owners and auto insurance. She was amazing, and very knowledgeable. I definitely recommend Turner insurance agency and Becky."
"Brianna was a wonderful help with getting insurance for a new car while overlapping the old policy. She was professional, knowledgeable and very kind. I am not great with technology yet she stayed patient and understanding with me through the whole process. Great job Turner Insurance ! "
"Brianna was lovely to work with! We had a problem with our payment being processed, and she contacted us many times over a couple of days with possible solutions, reaching out to her supervisors and calling us with options. Together we finally solved the problem, and I'm happy to say that our insurance is now up to date. Brianna has excellent customer service skills and a lovely phone manner! I highly recommend her services!"
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Personal Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
Request an automobile insurance quoteGet multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Request a homeowners insurance quoteAn independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.
Request an umbrella insurance quoteStates we serve
- Florida
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Flood
- Home
- Landlord
- Mobile Home
- Motorcycle
- Personal Watercraft
- RV / Motorhome
- Renters
- Special Event
- Travel Trailer
- Umbrella
- Valuable Items
Business insurance coverage
- Business Owners Package (BOP)
- Business Vehicle
- General Liability
- Property
Life & Annuities coverage
- Annuities
- Life
Recommended insurance company partners
Other companies we work with:
AmTrust Financial, American Integrity Insurance, Cabrillo Coastal, Edison Insurance, GEICO, Gerber Life, Hagerty, Homeowners Choice Insurance, Legal & General America, Lincoln Financial Group, National Flood Insurance Program (NFIP), Neptune Flood, Next Insurance, Penn Mutual, Protective Life, Prudential Financial, Security First Insurance Company, Swyfft Insurance, Tower Group Companies, Tower Hill Preferred, UPC Insurance, Universal North American, Universal Property & Casualty Insurance, VYRD Insurance, Vindati, biBERKTurner Florida Insurance Inc. Reviews
Customer Reviews
Great price Referred here by a friend, submitted a short message on the website, and they got right back to me. They linked my insurance account to see my current plan and boom, three quotes right away! Becky even called me the same day, asked a few questions, and somehow came back with three more quotes that were EVEN LOWER! She caught things on my current policy that I didnt need, found additional savings, and Im still insured with the same company, with better insurance than I had!!!!!!!!!!! I used to do the whole call around to insurance companies song and dance every 6 months sitting on hold forever, talking to someone overseas, getting a price I liked only for them to mess something up so it never actually stuck. Becky went unbelievably above and beyond. Im genuinely blown away. Im saving $85 a month on three vehicles from one email, all handled within just a few hours. Absolutely amazing. I will refer everyone!
Becky Cude helped us with getting new home owners and auto insurance. She was amazing, and very knowledgeable. I definitely recommend Turner insurance agency and Becky.
Brianna was a wonderful help with getting insurance for a new car while overlapping the old policy. She was professional, knowledgeable and very kind. I am not great with technology yet she stayed patient and understanding with me through the whole process. Great job Turner Insurance !
Brianna was lovely to work with! We had a problem with our payment being processed, and she contacted us many times over a couple of days with possible solutions, reaching out to her supervisors and calling us with options. Together we finally solved the problem, and I'm happy to say that our insurance is now up to date. Brianna has excellent customer service skills and a lovely phone manner! I highly recommend her services!
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.
