A recommended local independent insurance agency, with elite-level expertise, is here to assist you with your insurance needs. Your protection is their priority. Recommended Local Agency
Lebherz Insurance Agency, Inc.
  • Business
  • Home
  • Auto
  • Life

Lebherz Insurance Agency, Inc.

Independent Insurance Agent in Frederick, MD

About us

Welcome to Lebherz Insurance Agency, Inc., your trusted independent insurance partner in Frederick, Maryland since 1969. For over five decades, we've been committed to protecting what matters most-your family, your business, and your future.

Lebherz Insurance is a 5-star rated independent agency offering personalized solutions for individuals and businesses. Unlike captive agencies, we work with multiple top-rated nationa and regionall carriers, giving you the flexibility to choose the best coverage at the most competitive rates.

Personal Insurance

Your home, car, and lifestyle deserve comprehensive protection. We specialize in:

  • Auto Insurance
  • Homeowners & Renters Insurance
  • Boat & Motorcycle Coverage
  • High-Net-Worth Policies

Commercial Insurance

Safeguard your business with tailored solutions:
  • Business Property Insurance
  • Commercial Auto Coverage
  • Umbrella Policies
  • Specialty Coverage including E & O, Cyber, and Employment Practices Liability.
We help small and mid-sized businesses in Frederick and beyond secure reliable protection for long-term success.


Life Insurance

Plan for tomorrow with confidence:
  • Term & Whole Life Insurance
  • Return of Premium

  • Long Term Care

Our licensed agents guide you through life planning to ensure peace of mind for you and your loved ones.

Why Choose Lebherz?

  • Independent Agency Advantage: Access to multiple carriers for unbiased recommendations.
  • Local Expertise Since 1969: Deep roots in Frederick with decades of experience.
  • Proactive Service: We monitor and adjust your policies as your needs evolve.
  • Clear Guidance: We break down complex terms so you know exactly what you're buying.

Personal and Commercial Lines insurance professionals

Ask me about these types of insurance...

Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.

Request an automobile insurance quote

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

Request a homeowners insurance quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Request an umbrella insurance quote

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Request a restaurant insurance quote

States we serve

  • Maryland
  • Pennsylvania
  • Virginia
  • West Virginia

Our insurance coverages

Personal insurance coverage

  • Automobile
  • Builders Risk / Construction
  • Condo
  • Home
  • Landlord
  • Renters
  • Umbrella

Business insurance coverage

  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Directors & Officers
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Life & Annuities coverage

  • Annuities
  • Life

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Agriculture, Forestry, Fishing and Hunting
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
  • Transportation and Warehousing
  • Utilities
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:

Agency Insurance Company, CNA Surety, Erie Insurance Company, GEICO, National General Insurance (GMAC), Propeller Bonds, The Hanover Insurance Group, The Hartford

Lebherz Insurance Agency, Inc. Reviews

Average based on 1 review Leave a review

Customer Reviews

January 14, 2026

We just signed up with Lebherz for Erie auto and home insurance that beats our previous insurance in both quality and cost. Danielle answered all our questions and was very knowledgeable, professional and exceptionally nice. She was quick to point out some areas we might want to increase to cover any potential liability which was greatly appreciated. Danielle and Lebherz deserve 5 stars for a great overall experience.

Our Commitment to Transparent and Trustworthy Reviews

We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.

RECOMMENDED INSURANCE COMPANY PARTNERS

Lebherz Insurance Agency, Inc.

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