About us
Speed, Reliability, True Consultation
Kovalev Insurance Agency is an independent insurance agency based in Newton, Massachusetts, providing a concierge approach to insurance for individuals, families, and businesses throughout Massachusetts. Rather than simply selling insurance policies, we serve as trusted advisors-helping our clients understand their options, identify coverage gaps, and build insurance programs tailored to their unique needs.
Since 2000, we've built a reputation for combining expert advice with exceptional client service, earning nearly 300 five-star Google reviews from clients across Massachusetts and New England. We specialize in personal, commercial, and life insurance, with particular expertise in contractors, condominium associations, apartment owners, small businesses, landlords, and high-value homes.
As an independent agency, we represent many of the nation's leading insurance companies, allowing us to compare coverage options and recommend solutions based on what's best for our clients-not the interests of a single insurer. Whether you're protecting your family, growing your business, or managing investment properties, our experienced team provides objective guidance and ongoing support every step of the way.
Our insurance concierge approach means we're more than just an insurance agency-we're a long-term partner dedicated to protecting what matters most. From annual coverage reviews and risk assessments to claims advocacy and responsive service, we're committed to making insurance simple, transparent, and personalized. To better serve our diverse community, our team also includes bilingual Russian-speaking licensed insurance professionals.
What our clients are saying
"Excellent service and communication from start to finish! They compared my current home insurance with several other providers and found me a great price, making the whole process easy and stress-free. Highly recommend!"
"Michael and his entire team are top tier professionals and true experts in the P&C insurance space. Their willingness and enthusiasm shows through with each transaction and in how they always fight for the best possible deal for their clients. In addition, the team goes above and beyond to help educate and 'teach-up' their clients and is always willing to make the time to talk through creative and novel coverage options that fit the unique business model of each client. Michael runs a great organization and runs it with a true client centric focus which shows through with his entire staff. Very special shoutout to Sofia as well and all she does to support all of our team's needs."
"When I decided to switch my insurance provider, I reached out to three local agents, hoping to find a company that values personalized service and provides clear, informed guidance. My goal was to work with a team who could thoroughly understand my needs, offer a range of options, and walk me through the pros and cons of each. I found all of thisand morewith Kovalev Insurance. Their representatives were consistently prompt and attentive in addressing my calls and emails. Every piece of information was presented clearly and professionally, leaving me with complete confidence in my decision. The dedication and professionalism at Kovalev Insurance exceeded my expectations, and I am more than happy to recommend them to my clients."
"Excellent service, high-quality customer service. I want to highlight Karina Balakhonova, Commercial Lines Manager. She's a pleasure to work with, always ready to help, always available, a true professional. Thank you for your work."
"I was very impressed with how fast Leo and this insurance company handled everything for me. Leo and Michael set up car insurance, auto insurance, and coverage for my vehicle trailer and business all in just one daysuper smooth and professional. Not only did I get a great rate on cheap car insurance, but they also provided full liability insurance and workmens compensation coverage that perfectly fit my needs as a business owner. Ive worked with companies like Progressive Insurance, Farmers Insurance, and AAA Insurance in the past, but this experience really stood out. The customer service was the best, and the speed was unmatched. If youre looking for insurance quotes that cover everything from renters insurance to full business liability, I highly recommend checking them out. Especially if youre after fast, reliable, and affordable service. Big thank you guys for the prompt responses and process! I will recommend you to everyone!"
"Very good experience and very positive feedback working with Kovalev Insurance Agency. I was very impressed with how fast Kovalev insurance managed my case with the highest level of professionalism, understanding customer needs and prompt support. Few people assisted me as a single team, and they are definitely responsive, knowledgeable and really detailed oriented without generating any "white noise" (that often happens in the modern world). As a result, I saved significant $-amount and time Thank you very much, I really recommend Kovalev Insurance Agency!"
"As a small remodeling business in Springfield MA of 14 years, I switched all my insurance; auto, liability, worker's comp to a bundle with Kovalev Insurance. I will save thousands this year and they did all the work setting it up. I waited a few months to leave a review to see if there would be issues. I have communicated with Sofia a number of times for various reasons since then and it has been flawless. Five stars without hesitation."
"Thanks so much to the Kovalev Insurance team especially David DOC OConnell and Tanya Coran. They helped me with multiple policies (HOA, home, and auto) and were incredibly responsive, clear with explanations, flexible, and found us great rates. Really happy I chose them and highly recommend working with this team!"
"Michael and his team provided excellent service for my commercial insurance needs. They were professional, helpful, and made the entire process of getting my business covered very easy. Their communication was top-notch, and they really took the time to find the right solutions for me. Great agency to work with! Thanks a lot!"
"We are very grateful to Kovalev Insurance Agency for their outstanding service for our business insurance and support through the years since we established our business in 2018. The entire team and especially Karina has been an absolute pleasure to work with, they truly feel like part of our business. They are responsible, caring, and always provide quick turnarounds whenever we need assistance. What we appreciate the most is how much Karina genuinely cares about our business and always looks out for us. She is incredibly kind, helpful, and professional, and she has been one of the best people to have by our side. We highly recommend Kovalev Insurance Agency to any business looking for an insurance team that truly cares."
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Commercial Lines insurance professionals
Ask me about these types of insurance...
An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Request a business insurance quoteIf a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
Request a cyber liability quoteRestaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.
Request a restaurant insurance quoteHotel insurance is a very specific type of business insurance that's been tailored to meet the unique coverage needs of your business. Talk to an independent agent.
Request a hotel insurance quoteBakery insurance is designed to protect your small business from potential hazards that can lead to serious financial loss. Talk to an independent agent.
Request a bakery insurance quoteOur independent insurance agents can help you find the right coverage for your daycare at the right price.
Request a daycare insurance quoteWhy choose Kovalev Insurance Agency Inc.
States we serve
- Connecticut
- Massachusetts
- New Hampshire
- Rhode Island
Our insurance coverages
Personal insurance coverage
- Automobile
- Condo
- Home
- Renters
Business insurance coverage
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Life & Annuities coverage
- Annuities
- Life
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Construction
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Mining, Quarrying, and Oil and Gas Extraction
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Utilities
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
AmTrust Financial, Applied Underwriters, Berkshire Hathaway GUARD Insurance Company, Chubb, Concord Group Insurance, GEICO, Hagerty, Hiscox Ins Co Inc., Honeycomb Insurance, Mass Property Insurance (MPIUA), Openly Insurance, Philadelphia Insurance Companies, Plymouth Rock Assurance Corp, Providence Mutual Fire Insurance Company, Safeco Insurance, Selective Flood, Swyfft Insurance, The Beacon Mutual Insurance Company, The Hanover Insurance Group, The Hartford, Vault Insurance, Wright FloodKovalev Insurance Agency Inc. Team
Kovalev Insurance Agency Inc. Reviews
Customer Reviews
Excellent service and communication from start to finish! They compared my current home insurance with several other providers and found me a great price, making the whole process easy and stress-free. Highly recommend!
Michael and his entire team are top tier professionals and true experts in the P&C insurance space. Their willingness and enthusiasm shows through with each transaction and in how they always fight for the best possible deal for their clients. In addition, the team goes above and beyond to help educate and 'teach-up' their clients and is always willing to make the time to talk through creative and novel coverage options that fit the unique business model of each client. Michael runs a great organization and runs it with a true client centric focus which shows through with his entire staff. Very special shoutout to Sofia as well and all she does to support all of our team's needs.
When I decided to switch my insurance provider, I reached out to three local agents, hoping to find a company that values personalized service and provides clear, informed guidance. My goal was to work with a team who could thoroughly understand my needs, offer a range of options, and walk me through the pros and cons of each. I found all of thisand morewith Kovalev Insurance. Their representatives were consistently prompt and attentive in addressing my calls and emails. Every piece of information was presented clearly and professionally, leaving me with complete confidence in my decision. The dedication and professionalism at Kovalev Insurance exceeded my expectations, and I am more than happy to recommend them to my clients.
Excellent service, high-quality customer service. I want to highlight Karina Balakhonova, Commercial Lines Manager. She's a pleasure to work with, always ready to help, always available, a true professional. Thank you for your work.
I was very impressed with how fast Leo and this insurance company handled everything for me. Leo and Michael set up car insurance, auto insurance, and coverage for my vehicle trailer and business all in just one daysuper smooth and professional. Not only did I get a great rate on cheap car insurance, but they also provided full liability insurance and workmens compensation coverage that perfectly fit my needs as a business owner. Ive worked with companies like Progressive Insurance, Farmers Insurance, and AAA Insurance in the past, but this experience really stood out. The customer service was the best, and the speed was unmatched. If youre looking for insurance quotes that cover everything from renters insurance to full business liability, I highly recommend checking them out. Especially if youre after fast, reliable, and affordable service. Big thank you guys for the prompt responses and process! I will recommend you to everyone!
Very good experience and very positive feedback working with Kovalev Insurance Agency. I was very impressed with how fast Kovalev insurance managed my case with the highest level of professionalism, understanding customer needs and prompt support. Few people assisted me as a single team, and they are definitely responsive, knowledgeable and really detailed oriented without generating any "white noise" (that often happens in the modern world). As a result, I saved significant $-amount and time Thank you very much, I really recommend Kovalev Insurance Agency!
As a small remodeling business in Springfield MA of 14 years, I switched all my insurance; auto, liability, worker's comp to a bundle with Kovalev Insurance. I will save thousands this year and they did all the work setting it up. I waited a few months to leave a review to see if there would be issues. I have communicated with Sofia a number of times for various reasons since then and it has been flawless. Five stars without hesitation.
Thanks so much to the Kovalev Insurance team especially David DOC OConnell and Tanya Coran. They helped me with multiple policies (HOA, home, and auto) and were incredibly responsive, clear with explanations, flexible, and found us great rates. Really happy I chose them and highly recommend working with this team!
Michael and his team provided excellent service for my commercial insurance needs. They were professional, helpful, and made the entire process of getting my business covered very easy. Their communication was top-notch, and they really took the time to find the right solutions for me. Great agency to work with! Thanks a lot!
We are very grateful to Kovalev Insurance Agency for their outstanding service for our business insurance and support through the years since we established our business in 2018. The entire team and especially Karina has been an absolute pleasure to work with, they truly feel like part of our business. They are responsible, caring, and always provide quick turnarounds whenever we need assistance. What we appreciate the most is how much Karina genuinely cares about our business and always looks out for us. She is incredibly kind, helpful, and professional, and she has been one of the best people to have by our side. We highly recommend Kovalev Insurance Agency to any business looking for an insurance team that truly cares.
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.
