American US Insurance
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American US Insurance

Independent Insurance Agent in Miami, FL

About us

Helping insure the american dream

American US Insurance is a Florida-based independent insurance agency providing personal and commercial insurance solutions for individuals, families, and businesses across the state. Based in Miami, the agency focuses on helping clients understand insurance coverage structure, policy options, and Florida-specific risks, including property, auto, flood, health, and business exposures.

American US Insurance works with multiple insurance carriers to help clients evaluate coverage needs based on location, operations, and regulatory requirements. The agency emphasizes coverage clarity, risk awareness, and informed decision-making rather than one-size-fits-all policies.

Services include homeowners insurance, auto insurance, flood insurance, health insurance, and a range of commercial insurance solutions such as general liability, workers' compensation, commercial auto, and business property coverage. American US Insurance serves clients statewide and supports both personal protection and long-term business risk management.




Personal and Commercial Lines insurance professionals

Ask me about these types of insurance...

Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

States we serve

  • Florida
  • Georgia
  • North Carolina
  • Texas

Our insurance coverages

Personal insurance coverage

  • ATV
  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Farm
  • Flood
  • Health
  • Home
  • Landlord
  • Mobile Home
  • Motorcycle
  • Other
  • Personal Watercraft
  • RV / Motorhome
  • Renters
  • Special Event
  • Travel Trailer
  • Umbrella
  • Vacant Land
  • Valuable Items

Business insurance coverage

  • Accident & Health
  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Directors & Officers
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Life & Annuities coverage

  • Annuities
  • Life

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Agriculture, Forestry, Fishing and Hunting
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Mining, Quarrying, and Oil and Gas Extraction
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
  • Transportation and Warehousing
  • Utilities
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:

Aetna, All Risks, AmTrust Financial, Ambetter, Amelia Underwriters, American Modern, Apogee Insurance Group, Appalachian Underwriters, Ascendant, Assurant, Attune, Bankers Insurance Group - FL, Berkshire Hathaway GUARD Insurance Company, Bristol West Insurance Company, Chubb, Cigna, GeoVera, Hiscox Ins Co Inc., Hull & Company, Humana, Infinity Insurance Company, Lexington Insurance Co, Lloyd's, Markel Specialty, National General Insurance (GMAC), Next Insurance, Oscar, Prime Insurance, TAPCO, United States Liab, Wright Flood, biBERK

American US Insurance Team

Henry Peraza - Agent
Henry Peraza
Agent
(800) 868-9170

RECOMMENDED INSURANCE COMPANY PARTNERS

American US Insurance

Helping insure the american dream