A recommended local independent insurance agency, with elite-level expertise, is here to assist you with your insurance needs. Your protection is their priority. Recommended Local Agency
Arial Insurance Group
  • Business
  • Home
  • Auto
  • Life

Arial Insurance Group

Independent Insurance Agent in Lincolnshire, IL

About us

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At Arial Insurance Group, our mission is simple: to protect what matters most to you. As an independent insurance agency, we focus on building long‑term relationships and serving as your trusted advisor for all your personal, commercial, and life insurance needs.

With offices in Illinois, Florida, and Texas, we proudly serve individuals, families, and businesses across multiple states. Whether you're looking for affordable auto insurance, comprehensive home insurance, or reliable life insurance coverage, our team works tirelessly to secure the right protection at competitive pricing. We offer a full suite of personal insurance solutions, including Auto, Home, Life, Health, Motorcycle, Boat, RV, and Umbrella policies, helping safeguard you from life's unexpected moments.

For business owners, we deliver tailored commercial insurance programs designed to protect your company from financial loss. Our offerings include Business Property Insurance, Commercial Auto Insurance, Workers' Compensation, General Liability, Equipment Coverage, and Employee Benefits. We understand the unique risks companies face and are committed to providing the right policies that support long‑term success.

As an independent agency, we shop top carriers on your behalf to ensure you always get the best value and coverage. Our clients choose us for our responsiveness, industry expertise, and genuine commitment to exceptional customer service.

At Arial Insurance Group, your peace of mind is our priority, today, tomorrow, and for the years ahead.

We service clients in Lake County, Cook County, IL, IN, AR, AL, NC, SC, TN, TX, MS, GA, FL, VA, DC, MD and NJ.



Personal and Commercial Lines insurance professionals

Ask me about these types of insurance...

Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.

Request an automobile insurance quote

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

Request a homeowners insurance quote

Our independent insurance agents are here to help you find the best life insurance that will take care of those you leave behind.

Request a life insurance quote

An annuity is an investment product issued by an insurance company that provides you with guaranteed periodic payments in return for your initial investment.

Request a annuities quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

States we serve

  • Alaska
  • Arkansas
  • DC
  • Florida
  • Georgia
  • Illinois
  • Indiana
  • Louisiana
  • Maryland
  • Mississippi
  • New Jersey
  • North Carolina
  • Oregon
  • South Carolina
  • Tennessee
  • Texas
  • West Virginia

Our insurance coverages

Personal insurance coverage

  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Farm
  • Flood
  • Health
  • Home
  • Landlord
  • Personal Watercraft
  • Pet
  • RV / Motorhome
  • Renters
  • Umbrella

Business insurance coverage

  • Accident & Health
  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Directors & Officers
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Life & Annuities coverage

  • Annuities
  • Disability Income
  • Life
  • Long Term Care

Industries we serve

  • Accommodation and Food Services
  • Arts, Entertainment, and Recreation
  • Construction
  • Health Care and Social Assistance
  • Information
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
  • Transportation and Warehousing
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:

Aegis General, Allstate, American Modern, Blue Cross Blue Shield, Bristol West Insurance Company, Canal Insurance, Chubb, Citizens, GEICO, Hagerty, Humana, Illinois Mutual Life, Kansas City Life Insurance Company, National General Insurance (GMAC), Slide Insurance, State Auto, Swyfft Insurance, United Healthcare

Arial Insurance Group Team

Nick Downey - Agent
Nick Downey
Agent
Erika Chirino - Agent
Erika Chirino
Agent
(224) 496-5810

Arial Insurance Group Reviews

Average based on 64 reviews Leave a review

Customer Reviews

January 12, 2026

We can always trust that we are getting the right advice and the best price with Arial Insurance.

December 8, 2025

We are very happy working with Arial Insurance Group and Ken Branch in particular. He and his team have gone out their way to serve our condominium association with the very best options to insure our building. Our building is cooperatively managed and owned and Ken has been extremely patient answering the many questions we pepper him with especially when it is time for renewals. This will be our 4th year working with Ken and we appreciate him and his company very much.

October 10, 2025

We appreciate the professional care and being kept abreast of changes in prices and policies.

October 8, 2025

My parents have had a good experience with Arial Insurance. Their financial affairs are taken care of promptly and with expertise. I would recommend Arial Insurance to anyone looking for good insurance offerings.

October 7, 2025

Ken Branch is an outstanding industry professional who I have recommended to others. Heres what I value about Ken. o has vast knowledge of the market and stays current with industry direction o is extremely thorough combined with enduring patience o seeks out my opinion, perceives what Im getting at, and is open to probing questions o is responsive and provides timely detailed information o is polite, respectful and friendly

July 15, 2025

Very easy to work with. Ken always has my interest at the top of his list.

May 2, 2025

Very responsive, very professional and very effective (after all this is why we ask for support). not to sound like a commercial , but they did manage to save us thousands of dollars a year. I would highly recommend Kenneth and the team to my family let alone to anyone I know.

March 31, 2025

Nick Downey worked hard to find us Florida Insurance, which is not an easy task.

March 29, 2025

I like the people who i deal with!!

March 25, 2025

Prompt service with my best interests in mind.

Our Commitment to Transparent and Trustworthy Reviews

We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.

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Arial Insurance Group

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