About us
At Royalty Insurance Agency, we're proud to serve Florida's hardworking professionals with custom insurance solutions designed to protect what matters most. Based in [North Miami Beach, we specialize in coverage for contractors, restaurants, hotels, and event businesses across the Sunshine State - from Miami to Tampa, Orlando to Fort Lauderdale, and everywhere in between.
Whether you're a roofing contractor, electrician, HVAC technician, plumber, restaurateur, hotel manager, or event planner, we understand the unique risks you face. From strict licensing requirements to weather-related exposures, we tailor coverage that fits your business, your budget, and your peace of mind.
We offer fast quotes, responsive service, and same-day certificates of insurance (COIs) - so you never miss a job or delay an event.
Our commercial insurance solutions include:
General Liability & Workers' Compensation
Commercial Property & Equipment
Commercial Auto
Business Interruption & Food Spoilage
Liquor Liability for Restaurants & Bars
Hotel & Hospitality Packages
Special Event Insurance & Vendor Coverage
Surety Bonds & Licensing Support
We also offer personal insurance for individuals and families:
Auto & Home Insurance
Flood Insurance
Life Insurance
Personal Umbrella Coverage
As a Florida independent insurance agency, we work with top-rated national and regional carriers to find the best coverage at competitive rates. At Royalty Insurance Agency, our goal is to build long-term relationships through trust, transparency, and top-tier service.
Let's protect your business like royalty. Contact Royalty Insurance Agency today for a free, no-obligation quote!
Personal and Commercial Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Our independent insurance agents are here to help you find the best life insurance that will take care of those you leave behind.
An annuity is an investment product issued by an insurance company that provides you with guaranteed periodic payments in return for your initial investment.
Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.
States we serve
- Florida
Our insurance coverages
Personal insurance coverage
- Automobile
- Condo
- Home
- Renters
Business insurance coverage
- Business Owners Package (BOP)
- Business Vehicle
- General Liability
- Property
Life & Annuities coverage
- Annuities
- Life
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Mining, Quarrying, and Oil and Gas Extraction
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Utilities
- Wholesale Trade
