About us
GET PREPARED. BE PREPARED.
At Prepared Insurance Agency, we specialize in home insurance coverage designed to protect one of your biggest investments-your home. Our team works with over 50 top-rated insurance carriers to provide customized homeowners insurance, condo insurance, landlord insurance, and renters insurance solutions. If you own a primary residence, vacation home, builders risk or rental property, we help you secure comprehensive coverage that protects your property, personal belongings, and liability. Our experienced agents take the time to understand your needs and compare multiple carriers to ensure you receive the right coverage at a competitive price. If you're looking for reliable personal lines home insurance in Wilmington, NC, our team is here to help.
Finding the right auto insurance doesn't have to be complicated. At Prepared Insurance Agency, we offer tailored personal auto insurance policies that protect you, your passengers, and your vehicle on and off the road. From daily commuters to families with multiple vehicles, we provide coverage options including liability, collision, comprehensive, uninsured motorist, and umbrella insurance. By partnering with a wide range of carriers, we're able to compare rates and coverage to find the best solution for your lifestyle and budget. Our goal is to make sure you have dependable auto insurance coverage you can trust, with personalized service every step of the way.
Our commercial insurance offerings include general liability, commercial property, workers' compensation, commercial auto, professional liability, and industry-specific coverage. With extensive experience on both the agency and carrier sides, our team understands underwriting, risk management, and claims-allowing us to deliver smart, strategic insurance solutions that support long-term business success.
What our clients are saying
"Maria was excellent agent. "
"Checked online for affordable homeowners insurance. The contact time was very fast and the rate is very reasonable. The agent could not have been more helpful. The whole experience could not have been better "
"Maria was wonderful!! She made changing insurance carriers very easy. Ill refer her to everyone I know to get their insurance thru her"
"so far so good!"
"The Insurance Company is good to work with"
"She is extremely good "
"Ontime and very professinal"
"Excellent, very professional"
"Really like working with Maria"
"DDesirae Spence was very helpful, and made the home insurance process easy and understandable, Thank u! I look forward to having my home insured by your company. "
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Personal Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
Request an automobile insurance quoteGet multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Request a homeowners insurance quoteAn independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.
Request an umbrella insurance quoteOur independent insurance agents will find you the right insurance for your farm that covers everything you need.
Request a farm insurance quoteStates we serve
- Florida
- Georgia
- North Carolina
- South Carolina
- Texas
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Farm
- Flood
- Home
- Landlord
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV / Motorhome
- Renters
- Short-Term / Sharing
- Snowmobile
- Special Event
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Business Owners Package (BOP)
- Business Vehicle
- General Liability
- Property
Recommended insurance company partners
Other companies we work with:
AmWINS Group, American Integrity Insurance, American Modern, American Strategic Insurance, Aon Insurance, Berkshire Hathaway GUARD Insurance Company, Berkshire Hathaway Insurance Company, Bristol West Insurance Company, Builders Mutual Insurance Company, Burns & Wilcox, Chubb, Citizens, Edison Insurance, First Insurance Company of Hawaii, First Protective Insurance Company, Florida Family Insurance, GEICO, Guard Insurance Group, Hagerty, Harford Mutual, Heritage Insurance Company, Heritage Mutual Insurance, Hippo Insurance, Hiscox Ins Co Inc., Markel Specialty, NCRB, National General Insurance (GMAC), Neptune Flood, North Carolina Joint Underwriters Association, Olympus Insurance Company, Openly Insurance, Orchid Insurance, Orchid Insurance Company, Palomar, Palomar Specialty Insurance, PersonalUmbrella.com Insurance, QBE Insurance Corporation, SageSure Insurance, Security First Insurance Company, Slide Insurance, Swyfft Insurance, TAPCO, The Hartford, Topa Ins Co, TypTap Insurance, UPC Insurance, US Assure, Universal North American, Universal Property & Casualty Insurance, VYRD Insurance, biBERKPrepared Insurance Agency Team
Prepared Insurance Agency Reviews
Customer Reviews
Maria was excellent agent.
Checked online for affordable homeowners insurance. The contact time was very fast and the rate is very reasonable. The agent could not have been more helpful. The whole experience could not have been better
Maria was wonderful!! She made changing insurance carriers very easy. Ill refer her to everyone I know to get their insurance thru her
so far so good!
The Insurance Company is good to work with
She is extremely good
Ontime and very professinal
Excellent, very professional
Really like working with Maria
DDesirae Spence was very helpful, and made the home insurance process easy and understandable, Thank u! I look forward to having my home insured by your company.
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.
