A recommended local independent insurance agency, with elite-level expertise, is here to assist you with your insurance needs. Your protection is their priority. Recommended Local Agency
Inspire Insurance Agency
  • Business
  • Home
  • Auto
  • Life

Inspire Insurance Agency

Independent Insurance Agent in Richmond, VA

About us

Welcome to Inspire Insurance Agency!

At Inspire Insurance, we are dedicated to providing exceptional insurance solutions tailored specifically for business owners. With a deep understanding of the unique challenges faced by those in business, our mission is to offer comprehensive and affordable insurance coverage that ensures the safety and security of your business on the road and beyond.

Our Commitment

We are committed to delivering personalized service that meets the distinct needs of every client. Our team of experienced insurance professionals takes the time to understand your specific requirements and crafts customized insurance plans that protect your assets, minimize risks, and provide peace of mind. Whether you operate a single truck, a large HVAC contracting company, or manage real estate investments, we have the expertise and resources to support your business.

What We Offer

At Inspire Insurance, we specialize in commercial insurance solutions, including:
  • Trucking Insurance for semi-trucks, box trucks, hotshots, and much more!
  • Contractors Insurance for HVAC, plumbing, and other trades including general contractors
  • Real Estate Insurance for property owners and investors, especially landlords!
  • Restaurant & Food Truck Insurance for food service businesses

Our partnerships with top-tier carriers allow us to deliver competitive rates without compromising on quality. We make insurance simple, reliable, and cost-effective, so you can focus on growing your business.

Commercial Lines insurance professionals

Ask me about these types of insurance...

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Request a restaurant insurance quote

Hotel insurance is a very specific type of business insurance that's been tailored to meet the unique coverage needs of your business. Talk to an independent agent.

Request a hotel insurance quote

Bakery insurance is designed to protect your small business from potential hazards that can lead to serious financial loss. Talk to an independent agent.

Request a bakery insurance quote

Our independent insurance agents can help you find the right coverage for your daycare at the right price.

Request a daycare insurance quote

States we serve

  • Virginia

Our insurance coverages

Personal insurance coverage

  • ATV
  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Earthquake
  • Farm
  • Flood
  • Health
  • Home
  • Identity Fraud
  • Landlord
  • Mobile Home
  • Motorcycle
  • Other
  • Personal Watercraft
  • Pet
  • RV / Motorhome
  • Renters
  • Short-Term / Sharing
  • Snowmobile
  • Special Event
  • Travel Trailer
  • Umbrella
  • Vacant Land
  • Valuable Items

Business insurance coverage

  • Accident & Health
  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Directors & Officers
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Life & Annuities coverage

  • Annuities
  • Disability Income
  • Life
  • Long Term Care

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Agriculture, Forestry, Fishing and Hunting
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Mining, Quarrying, and Oil and Gas Extraction
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
  • Transportation and Warehousing
  • Utilities
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:

Berkshire Hathaway Homestate Companies, Canal Insurance, GEICO, Mercury Insurance Group, Northland Ins Co, Universal Property & Casualty Insurance

Inspire Insurance Agency Team

Laurent Darbouze Jr.
Laurent Darbouze Jr.
(804) 212-3034

Inspire Insurance Agency Reviews

Average based on 5 reviews Leave a review

Customer Reviews

December 19, 2025

Inspire Insurance Agency exceeded my expectations with their outstanding service and top-notch commercial insurance coverage. From start to finish, they were knowledgeable, responsive, and truly took the time to understand my business needs. They provided excellent coverage options at a competitive price and made the entire process smooth and stress-free. Its clear they genuinely care about protecting their clients and their businesses. If youre looking for reliable commercial insurance and exceptional customer service, I highly recommend Inspire Insurance Agency.

December 18, 2025

This company helped me save alot of money will reccomend to all

December 18, 2025

Inspire insurance is awesome! It saves my clients time and money! As a mortgage professional there is nothing better than recommending a company that exceeds expectations! Awesome company

December 18, 2025

Mr. Darbouze's customer service is second to none. He makes time available when no one can. His knowledge of the industry helped me save so much money, and put my family in such a great position. I would refer him and his company to anyone who needs any type of insurance on any level.

December 18, 2025

I can't say enough great things about Inspire Insurance. They were able to lower my insurance for my trucking business from $2,747 per month to $1,361 per month, and it made a huge difference for my business. They also found me a great rate without changing coverage. Their customer service is top-notch. Every question I had was answered promptly, and they took the time to explain all my options in detail. Their team is responsive, knowledgeable, and truly cares about their clients. If you're in the trucking business and need quality insurance at a great price, I highly recommend Inspire Insurance Agency. They go above and beyond to help!

Our Commitment to Transparent and Trustworthy Reviews

We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.

RECOMMENDED INSURANCE COMPANY PARTNERS

Inspire Insurance Agency

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