About us
We Protect Your Home, Auto, Life, Business and Retirement
The Espada Insurance Agency is an Independent "Trusted Choice" agency, providing clients access to a broad range of insurance carriers so they can compare options and secure the right balance of coverage, quality, and pricing. Since 2019, we have been committed to protecting individuals, families, and businesses with tailored insurance solutions and attentive, personalized service.
We offer a full range of personal and business insurance solutions, including Home, Auto, Business, and Life insurance, as well as Commercial Auto, General Liability, Workers' Compensation, Commercial Property, Professional & Cyber Liability, Builders Risk, Garage Dealers, Flood, and Surety Bonds. We specialize in serving Pest Control/Fumigation, Arborists, HVAC, and Plumbing companies, along with other service-based industries that require customized coverage and responsive support.
Our in-house customer service team provides hands-on assistance with billing, claims, and policy changes, ensuring clients receive consistent support long after their policy is in place. As a local Jacksonville agency, we welcome walk-in clients and offer in-person consultations, while also providing flexible appointment options including phone, virtual meetings, and convenient online calendar scheduling. For clients outside the Jacksonville area, we provide the same personalized service through phone, email, and virtual appointments, making access to our team simple and efficient wherever you are located.
We also provide Life Insurance and Retirement Planning through a dedicated financial services team that has been in place since 1993, offering access to more than 45 carriers for Life, Annuities, Disability, and Long-Term Care solutions.
At Espada Insurance Agency, our focus is on building long-term relationships through thoughtful guidance, responsive service, and tailored coverage solutions designed to safeguard what matters most and support every stage of life and business.
Lou Espada
Agency Principal
What our clients are saying
"Great Company! Excellent and well rounded advice, fast response, friendly service, and saved me a bunch of money!"
"Lou Espada and his in office team will give in person caring touch to your insurance needs, whether car, home , etc. !!!!"
"Amazingly helpful. Lou went above and beyond to help me get my older home in Jax insured during the middle of hurricane season. I am so glad to have found this agency. He tells you like it is, but isn't pushy. He is a fountain of knowledge when it comes to insurance. Highly recommend. "
"I am very please with my insurance agent"
"knowledgeable, responsive and caring. A good services overall. "
"They are very helpful people and they will tell you with no doubt whats best for you!"
"Lou was responsive, knowledgeable and very friendly. Pleasure to deal with."
"Ive known Lou since 2013 and Ive been doing business with him since then he is totally transparent and honest and looks for ways to help his customers."
"Lou and his team at his Agency is the definition of excellent customer service. Lou gives you multiple options in the insurance youre looking for, breaks down the pricing and explains what everything means so youre not confused or lost. I highly recommend Lou and his team for any insurance needs you have."
" Espada and their staff are dedicated In helping you find a product that fits your needs. They had several quotes for me to choose from and were very efficient. It was so easy doing business with them. Thank you, Espada Agency"
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Personal and Commercial Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
Request an automobile insurance quoteAn independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Request a business insurance quoteGet multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Request a homeowners insurance quoteOur independent insurance agents are here to help you find the best life insurance that will take care of those you leave behind.
Request a life insurance quoteAn annuity is an investment product issued by an insurance company that provides you with guaranteed periodic payments in return for your initial investment.
Request a annuities quoteIf a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
Request a cyber liability quoteWhy choose Espada Insurance Agency
States we serve
- Florida
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Flood
- Health
- Home
- Identity Fraud
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV / Motorhome
- Renters
- Short-Term / Sharing
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Accident & Health
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Life & Annuities coverage
- Annuities
- Disability Income
- Life
- Long Term Care
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Utilities
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
AFLAC, AIG Insurance Company, Allstate, AmWINS Group, Amelia Underwriters, American Integrity Insurance, American National Insurance, Americo Insurance Company, Aon Insurance, AssuranceAmerica Insurance, Assurity Life, Athene, Attune, Banner Life, Berkshire Hathaway Insurance Company, Brighthouse Financial, Bristol West Insurance Company, Burns & Wilcox, CNA, CNA Surety, CUNA Mutual, Chubb, Colonial Life Insurance, Contractors Bonding and Insurance Company (RLI), Coterie Insurance, Cypress Insurance Group, Edison Insurance, Equitable Life Insurance, Family First Life, Frontline Insurance, GEICO, Genworth Financial, GeoVera, Gerber Life, Glatfelter, Hagerty, Halcyon Underwriters, Harford Mutual, Heritage Mutual Insurance, Hiscox Ins Co Inc., Illinois Mutual Life, J.C. Taylor, Kinsale Insurance, Legal & General America, Lincoln Financial Group, Lloyd's, Markel Specialty, Massachusetts Mutual Life Insurance Company, Monarch National Insurance, Mutual of Omaha, National Flood Insurance Program (NFIP), National General Insurance (GMAC), Neptune Flood, Next Insurance, Pacific Life, Peninsula Insurance Companies, Penn Mutual, Physicians Insurance A Mutual Company, Pie Insurance, Propeller Bonds, Protective Life, Prudential Financial, Prudential Insurance, SBLI, Safeco Insurance, SageSure Insurance, Scottsdale Insurance Company, Securian, Security First Insurance Company, Slide Insurance, Southern Oak Insurance, Surplus & Excess Lines, Swyfft Insurance, TAPCO, TRUE Property Insurance, The General, The Hartford, Thimble, Tower Hill Preferred, Transamerica, UPC Insurance, Universal North American, Universal Property & Casualty Insurance, VYRD Insurance, Volta Underwriters Services, Voya, Wright FloodEspada Insurance Agency Team
Espada Insurance Agency Reviews
Customer Reviews
Great Company! Excellent and well rounded advice, fast response, friendly service, and saved me a bunch of money!
Lou Espada and his in office team will give in person caring touch to your insurance needs, whether car, home , etc. !!!!
Amazingly helpful. Lou went above and beyond to help me get my older home in Jax insured during the middle of hurricane season. I am so glad to have found this agency. He tells you like it is, but isn't pushy. He is a fountain of knowledge when it comes to insurance. Highly recommend.
I am very please with my insurance agent
knowledgeable, responsive and caring. A good services overall.
They are very helpful people and they will tell you with no doubt whats best for you!
Lou was responsive, knowledgeable and very friendly. Pleasure to deal with.
Ive known Lou since 2013 and Ive been doing business with him since then he is totally transparent and honest and looks for ways to help his customers.
Lou and his team at his Agency is the definition of excellent customer service. Lou gives you multiple options in the insurance youre looking for, breaks down the pricing and explains what everything means so youre not confused or lost. I highly recommend Lou and his team for any insurance needs you have.
Espada and their staff are dedicated In helping you find a product that fits your needs. They had several quotes for me to choose from and were very efficient. It was so easy doing business with them. Thank you, Espada Agency
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.
