About us
Experience makes a difference.
Solutions Insurance Agencies is a midsized Commercial Insurance Agency with offices in Duluth, St Cloud, Savage and International Falls, Mn. Our average employee experience in insurance is 19 years. Our agency manages small, medium and large customers including self-insured and captive programs. We also handle group health insurance programs including self funded programs. In the last 3 years we've opened up personal lines and are seeing double digit growth in that area. Staffed with experienced representatives, we expect this division to continue to grow rapidly. In addition to managing insurance programs, we offer HR consulting, Legal consulting for employee issues, internet resources, and loss control to our commercial customers.
Personal and Commercial Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
Request an automobile insurance quoteAn independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Request a business insurance quoteGet multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Request a homeowners insurance quoteIf a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
Request a cyber liability quoteAn independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.
Request an umbrella insurance quoteRestaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.
Request a restaurant insurance quoteStates we serve
- Arizona
- California
- Colorado
- Florida
- Iowa
- Kansas
- Louisiana
- Maine
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Nebraska
- North Dakota
- Oklahoma
- South Dakota
- Texas
- Wisconsin
- Wyoming
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Farm
- Flood
- Home
- Identity Fraud
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- RV / Motorhome
- Renters
- Snowmobile
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Life & Annuities coverage
- Annuities
- Life
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Mining, Quarrying, and Oil and Gas Extraction
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Utilities
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
AIG Insurance Company, Acuity, Gerber Life, Hiscox Ins Co Inc., Pacific Indemnity Company, RPS, State Auto, The Hanover Insurance Group, US Assure, VindatiAcrisure Team
Acrisure Reviews
Customer Reviews
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Super nice office staff. Very responsive and professional
Its really awesome to work with Sonya. She responds quickly
Solutions Insurance Agencies has agents who care about the community and doing great work for their insureds.
I highly recommend getting a quote for any insurance needs with Solutions Insurance Agencies! I got my quote from Maggie and she was very fast and knowledgeable. No hassle and your wallet will be thanking you!
We work with Tim for our commercial needs. It is so reassuring to know that things are covered and if I forget a deadline- he is always there to make sure nothing gets missed. Running a business can be difficult but Tim makes the insurance part super easy! I highly recommed Solutions Insurance and Tim Blahnik for any commercial and buisness insurance needs!
We have been working with Sonja, she has always been incredible! Super fast to respond to my questions and sometimes even when I ask the same question twice. Works super hard to find ya the best deal and keeps our insurance costs low. I Highly recommend this insurance company!
We have used Tim Blahnik for our business insurance for many years. We have enjoyed his attention to detail and continuous education to better provide for our specific industry needs. Tim takes the pressure off running a business by providing peace of mind that the insurance is handled so we can focus our attention on the day to day operations. Solutions insurance and Tim Blahnik are highly recommended if you have any business insurance needs. If you have a unique buisness there is no better agency or agent to call. They also do some of our employees personal insurance as well. One stop shopping at its best!
Got my latest insurance bills for house and autos. They went waaaaay up. Called Maggie Nylund and she had ideas to bring down the costs. Not only did she cut my auto insurance in half, she also found a way to increase my coverage. Plus lowered my house insurance. In addidtion, she gave me permission to get rid of the massive amounts of insurance related paperwork I had been saving over the years. Way to go Maggie!!!
have been working with Tom Bergum for over 25 years and he currently manages our employee benefit program and self-insured workers compensation program in MN. Tom provides excellent service while also managing our large benefit program with minimal increases in premium. This has allowed us to continue to provide an excellent health program for our employees at an affordable cost. His creativity in setting up the financial structure has really worked to keep our costs down. What I have always appreciated about Tom is his integrity and honesty. If he makes a promise, he delivers. I am happy to recommend Tom and his team at Solutions Insurance.
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.