About us
Safety & Compliance Alongside Insurance
About AutoRisk
Most insurance brokers write a little bit of everything. We write automotive.
AutoRisk - legally Automotive Risk Consultants, Inc. - is a boutique commercial brokerage headquartered in Denver, Colorado and licensed in 20 states. Every account on our books comes from the same world: dealerships selling cars, trucks, trailers, RVs, and powersport equipment; repair and heavy repair shops; tire dealers; tow and roadside operators; trucking companies; and rental and leasing fleets.
Specialization is the whole point. A garage policy, a dealers open-lot form, and a dealer E&O endorsement each fail in specific, expensive ways when written by someone who sees them once a year. Our team has decades of hands-on experience in these classes and holds direct appointments with the specialty carriers that underwrite them, alongside wholesale access to the broader market. That combination means we can structure a program around how your business actually operates - inventory swings, demo and loaner exposure, garagekeepers, hooking and towing, MVR standards, filings - instead of forcing your operation into a form that doesn't fit.
Service is where the relationship gets proven. Certificates, ID cards, added vehicles, billing questions, PUC filings, and claims go to our own service team, staffed by people who know your account. No ticket queue, no reintroduction every time you call.
We keep evolving. AutoRisk invests in technology and automation across our workflow so our people spend their time on coverage and advocacy, not paperwork.
Automotive businesses build something specific. We're specific about protecting it.
What our clients are saying
"Ethan was outstanding to work with. He not only helped me save money on my premium, but also secured significantly broader coverage for my dealership. What really set him apart was taking the time to walk me through each line of coverage, explaining exactly what it meant and providing real-world claims examples so I fully understood my policy. I highly recommend AutoRisk be sure to ask for Ethan."
"Dear Michael, Ive known you and worked with you since 1997, and I want to give you and Automotive Risk Consultants my strongest recommendation. You have always been one of the most knowledgeable and reliable professionals in the automotive risk and insurance space. Your deep expertise, combined with a genuine, detail-oriented approach, has made you an invaluable partner to me and Colorado Auto Body over the years. You consistently demonstrate fairness, honesty, and a true understanding of the industry and what it takes to run a successful operation. I recommend Michael Graham without reservation. If youre looking for someone with decades of experience who truly cares about his clients and delivers exceptional service, Michael is the person to call. Sincerely, Bill Lipsitz Owner, Colorado Auto Body, Inc."
"I have worked with Michael since 1997 and I have quoted against him using other agents and his program is always competitive, but the knowledge of the automotive industry blows his competition away and is the real reason I am doing business with him."
"Michael Graham helped me get my shop compliant with OSHA rules and regulations, potentially saving me thousands of dollars in fines and penalties"
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Commercial Lines insurance professionals
Ask me about these types of insurance...
An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
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Request a cyber liability quoteIf you need a comprehensive malpractice insurance policy, contact our independent insurance agent office. We can provide the right policy for your needs.
Request a malpractice insurance quoteWhy choose Automotive Risk Consultants, Inc
States we serve
- Arizona
- Colorado
- Idaho
- Indiana
- Iowa
- Kansas
- Minnesota
- Missouri
- Montana
- Nebraska
- Nevada
- New Mexico
- North Dakota
- Oklahoma
- Oregon
- South Dakota
- Texas
- Utah
- Washington
- Wisconsin
- Wyoming
Our insurance coverages
Business insurance coverage
- Business Owners Package (BOP)
- Business Vehicle
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Industries we serve
- Other Services (except Public Administration)
- Real Estate and Rental and Leasing
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
Recommended insurance company partners
Other companies we work with:
AIG Insurance Company, Arrowhead General Insurance, Auto Owners Insurance, EMC, GEICO, VindatiAutomotive Risk Consultants, Inc Team
Automotive Risk Consultants, Inc Reviews
Customer Reviews
Ethan was outstanding to work with. He not only helped me save money on my premium, but also secured significantly broader coverage for my dealership. What really set him apart was taking the time to walk me through each line of coverage, explaining exactly what it meant and providing real-world claims examples so I fully understood my policy. I highly recommend AutoRisk be sure to ask for Ethan.
Dear Michael, Ive known you and worked with you since 1997, and I want to give you and Automotive Risk Consultants my strongest recommendation. You have always been one of the most knowledgeable and reliable professionals in the automotive risk and insurance space. Your deep expertise, combined with a genuine, detail-oriented approach, has made you an invaluable partner to me and Colorado Auto Body over the years. You consistently demonstrate fairness, honesty, and a true understanding of the industry and what it takes to run a successful operation. I recommend Michael Graham without reservation. If youre looking for someone with decades of experience who truly cares about his clients and delivers exceptional service, Michael is the person to call. Sincerely, Bill Lipsitz Owner, Colorado Auto Body, Inc.
I have worked with Michael since 1997 and I have quoted against him using other agents and his program is always competitive, but the knowledge of the automotive industry blows his competition away and is the real reason I am doing business with him.
Michael Graham helped me get my shop compliant with OSHA rules and regulations, potentially saving me thousands of dollars in fines and penalties
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.
