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42 Mott St # 3FL
New York, NY 10013-4637
New York, NY 10013-4637
Office Hours
Mon–Fri, 9:00 AM - 5:00 PM
Website
N/A
About the Agency
Effective Coverage Inc is an independent insurance agency located at 42 Mott St # 3FL in New York, NY. As an independent agency, Effective Coverage Inc represents multiple insurance carriers, allowing them to compare coverage options and pricing across providers rather than being limited to a single company's products.
Effective Coverage Inc serves personal, commercial and life clients throughout the New York, NY area.
What We Offer
48 lines of BusinessPersonal
ATV
Automobile
Boat
Builders Risk / Construction
Collectible Auto
Condo
Earthquake
Farm
Flood
Health
Home
Identity Fraud
Landlord
Mobile Home
Motorcycle
Other
Personal Watercraft
Pet
RV / Motorhome
Renters
Short-Term / Sharing
Snowmobile
Special Event
Travel Trailer
Umbrella
Vacant Land
Valuable Items
Commercial
Accident & Health
Bonds
Builders Risk
Business Owners Package (BOP)
Business Vehicle
Contractors Equipment
Cyber Liability
Directors & Officers
Employment Practices Liability
Errors & Omissions
General Liability
Inland Marine
Other
Professional Liability
Property
Umbrella / Excess
Workers' Compensation
Life
Annuities
Disability Income
Life
Long Term Care
New York insurance requirements
State minimums for New York drivers
New York law requires all drivers to carry minimum liability coverage. An independent agent licensed in New York can help you navigate no-fault requirements and find coverage that fits your situation.
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$25,000 bodily injury per person
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$50,000 bodily injury per accident
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$10,000 property damage per accident
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$50,000 personal injury protection (PIP)
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Uninsured/underinsured motorist coverage required