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403 Franklin Street
Melrose, MA 02176
Melrose, MA 02176
Office Hours
Mon–Fri, 9:00 AM - 5:00 PM
About the Agency
TF Ward Insurance is an independent insurance agency located at 403 Franklin Street in Melrose, MA. As an independent agency, TF Ward Insurance represents multiple insurance carriers, allowing them to compare coverage options and pricing across providers rather than being limited to a single company's products.
TF Ward Insurance serves personal, commercial and life clients throughout the Melrose, MA area.
What We Offer
10 lines of BusinessPersonal
Automobile
Condo
Home
Renters
Commercial
Business Owners Package (BOP)
Business Vehicle
General Liability
Property
Life
Annuities
Life
Massachusetts insurance requirements
State minimums for Massachusetts drivers
Massachusetts law requires all drivers to carry minimum liability coverage. An independent agent licensed in Massachusetts can help you navigate no-fault requirements and find coverage that fits your situation.
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$20,000 bodily injury per person
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$40,000 bodily injury per accident
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$5,000 property damage per accident
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$8,000 personal injury protection (PIP)
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Uninsured/underinsured motorist coverage required