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Call Primary Office
111 Douglas Pike
Smithfield, RI 02917-2341
Smithfield, RI 02917-2341
Office Hours
Mon–Fri, 8:00 AM - 5:00 PM
About the Agency
Universal Insurance, Inc. is an independent insurance agency located at 111 Douglas Pike in Smithfield, RI. As an independent agency, Universal Insurance, Inc. represents multiple insurance carriers, allowing them to compare coverage options and pricing across providers rather than being limited to a single company's products.
Universal Insurance, Inc. serves personal, commercial and life clients throughout the Smithfield, RI area.
What We Offer
10 lines of BusinessPersonal
Automobile
Condo
Home
Renters
Commercial
Business Owners Package (BOP)
Business Vehicle
General Liability
Property
Life
Annuities
Life
Rhode Island insurance requirements
State minimums for Rhode Island drivers
Rhode Island law requires all drivers to carry minimum liability coverage. An independent agent licensed in Rhode Island can help you meet state minimums and find coverage that fits your situation.
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$25,000 bodily injury per person
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$50,000 bodily injury per accident
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$25,000 property damage per accident
Office Location
Universal Insurance, Inc.
111 Douglas PikeSmithfield, RI 02917-2341