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2250 Belvidere Rd
Phillipsburg, NJ 08865-2116
Phillipsburg, NJ 08865-2116
Office Hours
Tue, 9:00 AM - 5:00 PM; Wed–Thu, 8:00 AM - 5:00 PM; Fri, 8:00 AM - 4:00 PM
About the Agency
Ahart Frinzi & Smith Agency is an independent insurance agency located at 2250 Belvidere Rd in Phillipsburg, NJ. As an independent agency, Ahart Frinzi & Smith Agency represents multiple insurance carriers, allowing them to compare coverage options and pricing across providers rather than being limited to a single company's products.
Ahart Frinzi & Smith Agency serves personal, commercial and life clients throughout the Phillipsburg, NJ area.
What We Offer
47 lines of BusinessPersonal
ATV
Automobile
Boat
Builders Risk / Construction
Collectible Auto
Condo
Earthquake
Farm
Flood
Health
Home
Identity Fraud
Landlord
Mobile Home
Motorcycle
Other
Personal Watercraft
Pet
RV / Motorhome
Renters
Short-Term / Sharing
Snowmobile
Special Event
Travel Trailer
Umbrella
Vacant Land
Valuable Items
Commercial
Bonds
Builders Risk
Business Owners Package (BOP)
Business Vehicle
Contractors Equipment
Cyber Liability
Directors & Officers
Employment Practices Liability
Errors & Omissions
General Liability
Inland Marine
Other
Professional Liability
Property
Umbrella / Excess
Workers' Compensation
Life
Annuities
Disability Income
Life
Long Term Care
New Jersey insurance requirements
State minimums for New Jersey drivers
New Jersey law requires all drivers to carry minimum liability coverage. An independent agent licensed in New Jersey can help you navigate the state's complex system and choose the right policy tier for your situation.
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$35,000 bodily injury per person
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$70,000 bodily injury per accident
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$25,000 property damage per accident
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$15,000 personal injury protection (PIP)
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Uninsured/underinsured motorist coverage required
Office Location
Ahart Frinzi & Smith Agency
2250 Belvidere RdPhillipsburg, NJ 08865-2116