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140 N Main St
Spencer, NY 14883-9372
Spencer, NY 14883-9372
Office Hours
Mon–Tue, 8:00 AM - 5:00 PM; Wed, 8:00 AM - 12:00 PM; Thu–Fri, 8:00 AM - 5:00 PM
About the Agency
Spencer Agency Inc. is an independent insurance agency located at 140 N Main St in Spencer, NY. As an independent agency, Spencer Agency Inc. represents multiple insurance carriers, allowing them to compare coverage options and pricing across providers rather than being limited to a single company's products.
Spencer Agency Inc. serves personal, commercial and life clients throughout the Spencer, NY area.
What We Offer
10 lines of BusinessPersonal
Automobile
Condo
Home
Renters
Commercial
Business Owners Package (BOP)
Business Vehicle
General Liability
Property
Life
Annuities
Life
New York insurance requirements
State minimums for New York drivers
New York law requires all drivers to carry minimum liability coverage. An independent agent licensed in New York can help you navigate no-fault requirements and find coverage that fits your situation.
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$25,000 bodily injury per person
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$50,000 bodily injury per accident
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$10,000 property damage per accident
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$50,000 personal injury protection (PIP)
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Uninsured/underinsured motorist coverage required