Smith-Carpenter Agency, Inc.

Fairmont, WV View Location
Primary Office
428 Fairmont Ave
Fairmont, WV 26554-2715
Office Hours
Mon–Fri, 8:30 AM - 4:30 PM

About the Agency

Smith-Carpenter Agency, Inc. is an independent insurance agency located at 428 Fairmont Ave in Fairmont, WV. As an independent agency, Smith-Carpenter Agency, Inc. represents multiple insurance carriers, allowing them to compare coverage options and pricing across providers rather than being limited to a single company's products.

Smith-Carpenter Agency, Inc. serves personal, commercial and life clients throughout the Fairmont, WV area.

What We Offer

43 lines of Business

Personal

ATV
Automobile
Boat
Builders Risk / Construction
Collectible Auto
Condo
Farm
Flood
Health
Home
Identity Fraud
Landlord
Mobile Home
Motorcycle
Other
Personal Watercraft
Pet
RV / Motorhome
Renters
Short-Term / Sharing
Snowmobile
Special Event
Travel Trailer
Umbrella
Vacant Land
Valuable Items

Commercial

Bonds
Builders Risk
Business Owners Package (BOP)
Business Vehicle
Contractors Equipment
Cyber Liability
Directors & Officers
Employment Practices Liability
Errors & Omissions
General Liability
Inland Marine
Other
Professional Liability
Property
Umbrella / Excess
Workers' Compensation

Life

Life

West Virginia insurance requirements

State minimums for West Virginia drivers

West Virginia law requires all drivers to carry minimum liability coverage. An independent agent licensed in West Virginia can help you meet state minimums and find coverage that fits your situation.

  • $25,000 bodily injury per person
  • $50,000 bodily injury per accident
  • $25,000 property damage per accident
  • Uninsured/underinsured motorist coverage required

Office Location

Smith-Carpenter Agency, Inc.
428 Fairmont Ave
Fairmont, WV 26554-2715