Primary Office
433 River St Ste 802
Troy, NY 12180-2256
Office Hours
Mon–Fri, 9:00 AM - 5:00 PM

About the Agency

Community Mutual is an independent insurance agency located at 433 River St Ste 802 in Troy, NY. As an independent agency, Community Mutual represents multiple insurance carriers, allowing them to compare coverage options and pricing across providers rather than being limited to a single company's products.

Community Mutual serves life clients throughout the Troy, NY area.

What We Offer

2 lines of Business

Life

Annuities
Life

New York insurance requirements

State minimums for New York drivers

New York law requires all drivers to carry minimum liability coverage. An independent agent licensed in New York can help you navigate no-fault requirements and find coverage that fits your situation.

  • $25,000 bodily injury per person
  • $50,000 bodily injury per accident
  • $10,000 property damage per accident
  • $50,000 personal injury protection (PIP)
  • Uninsured/underinsured motorist coverage required

Office Location

Community Mutual
433 River St Ste 802
Troy, NY 12180-2256