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317 E Division St
Sparta, MI 49345-1334
Sparta, MI 49345-1334
Office Hours
Mon–Fri, 9:00 AM - 5:00 PM
About the Agency
Lane & Reed Agency is an independent insurance agency located at 317 E Division St in Sparta, MI. As an independent agency, Lane & Reed Agency represents multiple insurance carriers, allowing them to compare coverage options and pricing across providers rather than being limited to a single company's products.
Lane & Reed Agency serves life clients throughout the Sparta, MI area.
What We Offer
2 lines of BusinessLife
Annuities
Life
Michigan insurance requirements
State minimums for Michigan drivers
Michigan law requires all drivers to carry minimum liability coverage. An independent agent licensed in Michigan can help you navigate the state's complex no-fault system and choose the right PIP tier for your situation.
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$50,000 bodily injury per person
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$100,000 bodily injury per accident
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$10,000 property damage per accident
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$50,000 personal injury protection (PIP)
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Uninsured/underinsured motorist coverage required