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232 W Century Ave
Bismarck, ND 58503-1494
Bismarck, ND 58503-1494
Office Hours
Mon–Fri, 9:00 AM - 5:00 PM
About the Agency
Kramer Agency is an independent insurance agency located at 232 W Century Ave in Bismarck, ND. As an independent agency, Kramer Agency represents multiple insurance carriers, allowing them to compare coverage options and pricing across providers rather than being limited to a single company's products.
Kramer Agency serves personal, commercial and life clients throughout the Bismarck, ND area.
What We Offer
10 lines of BusinessPersonal
Automobile
Condo
Home
Renters
Commercial
Business Owners Package (BOP)
Business Vehicle
General Liability
Property
Life
Annuities
Life
North Dakota insurance requirements
State minimums for North Dakota drivers
North Dakota law requires all drivers to carry minimum liability coverage. An independent agent licensed in North Dakota can help you navigate no-fault requirements and find coverage that fits your situation.
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$25,000 bodily injury per person
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$50,000 bodily injury per accident
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$25,000 property damage per accident
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$30,000 personal injury protection (PIP)
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Uninsured/underinsured motorist coverage required