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PO Box 1186
Smithtown, NY 11787-0959
Smithtown, NY 11787-0959
Office Hours
Mon–Fri, 9:00 AM - 5:00 PM
About the Agency
RM CLU is an independent insurance agency located at PO Box 1186 in Smithtown, NY. As an independent agency, RM CLU represents multiple insurance carriers, allowing them to compare coverage options and pricing across providers rather than being limited to a single company's products.
RM CLU serves life clients throughout the Smithtown, NY area.
What We Offer
2 lines of BusinessLife
Annuities
Life
New York insurance requirements
State minimums for New York drivers
New York law requires all drivers to carry minimum liability coverage. An independent agent licensed in New York can help you navigate no-fault requirements and find coverage that fits your situation.
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$25,000 bodily injury per person
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$50,000 bodily injury per accident
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$10,000 property damage per accident
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$50,000 personal injury protection (PIP)
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Uninsured/underinsured motorist coverage required