Diversified Risk Solutions, LLC DBA: Divrisk; Harbor.ai

New York, NY View Location
Primary Office
90 Broad St Fl 3
New York, NY 10004-3342
Office Hours
Mon–Fri, 9:00 AM - 5:00 PM; Sat, 9:00 AM - 3:00 PM

About the Agency

Diversified Risk Solutions, LLC DBA: Divrisk; Harbor.ai is an independent insurance agency located at 90 Broad St Fl 3 in New York, NY. As an independent agency, Diversified Risk Solutions, LLC DBA: Divrisk; Harbor.ai represents multiple insurance carriers, allowing them to compare coverage options and pricing across providers rather than being limited to a single company's products.

Diversified Risk Solutions, LLC DBA: Divrisk; Harbor.ai serves personal, commercial and life clients throughout the New York, NY area.

What We Offer

37 lines of Business

Personal

ATV
Automobile
Boat
Builders Risk / Construction
Collectible Auto
Condo
Flood
Home
Identity Fraud
Landlord
Motorcycle
Other
Personal Watercraft
RV / Motorhome
Renters
Snowmobile
Travel Trailer
Umbrella
Vacant Land
Valuable Items

Commercial

Bonds
Builders Risk
Business Owners Package (BOP)
Business Vehicle
Contractors Equipment
Cyber Liability
Directors & Officers
Employment Practices Liability
Errors & Omissions
General Liability
Inland Marine
Other
Professional Liability
Property
Umbrella / Excess
Workers' Compensation

Life

Annuities

New York insurance requirements

State minimums for New York drivers

New York law requires all drivers to carry minimum liability coverage. An independent agent licensed in New York can help you navigate no-fault requirements and find coverage that fits your situation.

  • $25,000 bodily injury per person
  • $50,000 bodily injury per accident
  • $10,000 property damage per accident
  • $50,000 personal injury protection (PIP)
  • Uninsured/underinsured motorist coverage required

Office Location

Diversified Risk Solutions, LLC DBA: Divrisk; Harbor.ai
90 Broad St Fl 3
New York, NY 10004-3342