Primary Office
156 Main St
Chester, NY 10918-1325
Office Hours
Mon–Sun, 9:00 AM - 5:00 PM
Website
N/A

About the Agency

PAUL A. MORAIS is an independent insurance agency located at 156 Main St in Chester, NY. As an independent agency, PAUL A. MORAIS represents multiple insurance carriers, allowing them to compare coverage options and pricing across providers rather than being limited to a single company's products.

PAUL A. MORAIS serves personal, commercial and life clients throughout the Chester, NY area.

What We Offer

10 lines of Business

Personal

Automobile
Condo
Home
Renters

Commercial

Business Owners Package (BOP)
Business Vehicle
General Liability
Property

Life

Annuities
Life

New York insurance requirements

State minimums for New York drivers

New York law requires all drivers to carry minimum liability coverage. An independent agent licensed in New York can help you navigate no-fault requirements and find coverage that fits your situation.

  • $25,000 bodily injury per person
  • $50,000 bodily injury per accident
  • $10,000 property damage per accident
  • $50,000 personal injury protection (PIP)
  • Uninsured/underinsured motorist coverage required

Office Location

PAUL A. MORAIS
156 Main St
Chester, NY 10918-1325