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1812 Scarlet Oak Ave
Toms River, NJ 08755-1063
Toms River, NJ 08755-1063
Office Hours
Mon–Sun, 9:00 AM - 5:00 PM
Website
N/A
About the Agency
Cynthia Hamm is an independent insurance agency located at 1812 Scarlet Oak Ave in Toms River, NJ. As an independent agency, Cynthia Hamm represents multiple insurance carriers, allowing them to compare coverage options and pricing across providers rather than being limited to a single company's products.
Cynthia Hamm serves personal, commercial and life clients throughout the Toms River, NJ area.
What We Offer
10 lines of BusinessPersonal
Automobile
Condo
Home
Renters
Commercial
Business Owners Package (BOP)
Business Vehicle
General Liability
Property
Life
Annuities
Life
New Jersey insurance requirements
State minimums for New Jersey drivers
New Jersey law requires all drivers to carry minimum liability coverage. An independent agent licensed in New Jersey can help you navigate the state's complex system and choose the right policy tier for your situation.
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$35,000 bodily injury per person
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$70,000 bodily injury per accident
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$25,000 property damage per accident
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$15,000 personal injury protection (PIP)
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Uninsured/underinsured motorist coverage required