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PO Box 446
Coldwater, MI 49036-0446
Coldwater, MI 49036-0446
Office Hours
Mon–Sun, 9:00 AM - 5:00 PM
About the Agency
C & O Insurance Services is an independent insurance agency located at PO Box 446 in Coldwater, MI. As an independent agency, C & O Insurance Services represents multiple insurance carriers, allowing them to compare coverage options and pricing across providers rather than being limited to a single company's products.
C & O Insurance Services serves personal, commercial and life clients throughout the Coldwater, MI area.
What We Offer
10 lines of BusinessPersonal
Automobile
Condo
Home
Renters
Commercial
Business Owners Package (BOP)
Business Vehicle
General Liability
Property
Life
Annuities
Life
Michigan insurance requirements
State minimums for Michigan drivers
Michigan law requires all drivers to carry minimum liability coverage. An independent agent licensed in Michigan can help you navigate the state's complex no-fault system and choose the right PIP tier for your situation.
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$50,000 bodily injury per person
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$100,000 bodily injury per accident
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$10,000 property damage per accident
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$50,000 personal injury protection (PIP)
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Uninsured/underinsured motorist coverage required