R. J. Bucko & Associates, Inc. dba American Fraternal Agency

Primary Office
43422 W Oaks Dr PMB 300
Novi, MI 48377-3300
Office Hours
Mon–Sun, 9:00 AM - 5:00 PM

About the Agency

R. J. Bucko & Associates, Inc. dba American Fraternal Agency is an independent insurance agency located at 43422 W Oaks Dr PMB 300 in Novi, MI. As an independent agency, R. J. Bucko & Associates, Inc. dba American Fraternal Agency represents multiple insurance carriers, allowing them to compare coverage options and pricing across providers rather than being limited to a single company's products.

R. J. Bucko & Associates, Inc. dba American Fraternal Agency serves personal, commercial and life clients throughout the Novi, MI area.

What We Offer

10 lines of Business

Personal

Automobile
Condo
Home
Renters

Commercial

Business Owners Package (BOP)
Business Vehicle
General Liability
Property

Life

Annuities
Life

Michigan insurance requirements

State minimums for Michigan drivers

Michigan law requires all drivers to carry minimum liability coverage. An independent agent licensed in Michigan can help you navigate the state's complex no-fault system and choose the right PIP tier for your situation.

  • $50,000 bodily injury per person
  • $100,000 bodily injury per accident
  • $10,000 property damage per accident
  • $50,000 personal injury protection (PIP)
  • Uninsured/underinsured motorist coverage required

Office Location

R. J. Bucko & Associates, Inc. dba American Fraternal Agency
43422 W Oaks Dr PMB 300
Novi, MI 48377-3300