Primary Office
185 Main St
Owego, NY 13827-1633
Office Hours
Mon–Fri, 9:00 AM - 5:00 PM

About the Agency

JLW Agency, Inc. is an independent insurance agency located at 185 Main St in Owego, NY. As an independent agency, JLW Agency, Inc. represents multiple insurance carriers, allowing them to compare coverage options and pricing across providers rather than being limited to a single company's products.

JLW Agency, Inc. serves personal, commercial and life clients throughout the Owego, NY area.

What We Offer

10 lines of Business

Personal

Automobile
Condo
Home
Renters

Commercial

Business Owners Package (BOP)
Business Vehicle
General Liability
Property

Life

Annuities
Life

New York insurance requirements

State minimums for New York drivers

New York law requires all drivers to carry minimum liability coverage. An independent agent licensed in New York can help you navigate no-fault requirements and find coverage that fits your situation.

  • $25,000 bodily injury per person
  • $50,000 bodily injury per accident
  • $10,000 property damage per accident
  • $50,000 personal injury protection (PIP)
  • Uninsured/underinsured motorist coverage required

Office Location

JLW Agency, Inc.
185 Main St
Owego, NY 13827-1633